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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143615 reviews)

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4.73

Based on 143,615 reviews, last reviewed 21st Jun 2026

4265500% increase in 5 star reviews

in the past 90 days

12300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good service Good service would recommend it to friends/family Reviewed on: 21st June 2026

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143615)

Paypal credit provided me an instant support for the...

Paypal credit provided me an instant support for the travel expenses. Reviewed on: 12th June 2026

Always helpful and an easy way to pay

Always helpful and an easy way to pay Reviewed on: 12th June 2026

PayPal credit

Never had any issues with it. It’s easy to manage the balance and payments on the website or in the app Reviewed on: 12th June 2026

I’ve used Paypal credit for a few years now, and it...

I’ve used Paypal credit for a few years now, and it really helps me with spends that need to be made, that can’t wait until next payday. The interest free for the first three months allows me to get outgoings paid, without any increase on the cost like other companies provide. My credit allowance is very reasonable for my spending and income, and the process of repaying is fluid. Reviewed on: 12th June 2026

It is always easy to use and clear to pay back.

It is always easy to use and clear to pay back. Which is exactly what you need. Reviewed on: 12th June 2026

The best payment option

I feel safe and secure when ordering with PayPal , I feel protected and I also experienced professional customer service and efficient response Reviewed on: 12th June 2026

Easy to use, great customer service when needed

Easy to use, great customer service when needed Reviewed on: 12th June 2026

It was easy to apply.

It was easy to apply. Excellent communication through email. Reviewed on: 12th June 2026

PayPal or credit card ?

PayPal have been really good to deal with payment options are flexible and convenient. The only criticism was when I bought an item it wasn't as described i returned the item the seller kept the item PayPal sided with seller he had the return and my money that wouldn't have happened with a credit card Reviewed on: 12th June 2026

Pay credit and pay in 3 is very useful for emergency...

Pay credit and pay in 3 is very useful for emergency purchase as you can spread the cost over 3 months or pay no interest in 4 months. It helps in maintaining our budget. Reviewed on: 12th June 2026

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