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PayPal: PayPal Credit reviews

4.73
Based on 143,625 reviews, last reviewed 21st Jun 2026
4265950% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

There when needed,never let me down,does everything... There when needed,never let me down,does everything for your needs Reviewed on: 21st June 2026
andy w's avatar
andy w

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143625)

Great reliable service

5
Regularly use PayPal credit for those purchases where you want to spread the cost over a longer period of time- it’s easy, fast and reliable- never had any problems - would definitely recommend Reviewed on: 12th June 2026

Great to use and available in most retailers

5
Great to use and available in most retailers Reviewed on: 12th June 2026

Excellent for safe purchases and additional services...

5
Excellent for safe purchases and additional services like the availability of assorted credit possibilities Reviewed on: 12th June 2026

Didn’t know it existed but think it is great

5
Didn’t know it existed but think it is great Reviewed on: 12th June 2026

PayPal gives you choices to pay for the things you l...

5
PayPal gives you choices to pay for the things you love, no hassle Reviewed on: 12th June 2026

Very handy easy to use and great peace of mind!

5
Very handy easy to use and great peace of mind! Reviewed on: 12th June 2026

Paypal is opportunities

5
Paypal is great, paypal is a different vision and a easier vision. Reviewed on: 12th June 2026

Everything is simple and easy to use

5
Everything is simple and easy to use Reviewed on: 12th June 2026

Use it for many years now.

5
Use it for many years now. The easiest way to pay online Reviewed on: 12th June 2026

PayPal 5 star online payments.

5
PayPal has completely transformed the way I handle online shopping and personal payments, easily earning a 5-star rating. The sheer convenience of checking out with just a quick login—without ever having to dig out my wallet or manually type in card numbers—makes online shopping incredibly fast and seamless. What really gives me peace of mind, though, is the robust security it provides; knowing my sensitive banking details are hidden from third-party merchants and backed by reliable Buyer Protection makes shopping on unfamiliar sites entirely stress-free. Whether I am instantly splitting a dinner bill with friends or managing routine online purchases, the platform is consistently fast, user-friendly, and completely dependable. Reviewed on: 12th June 2026

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