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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,412 reviews, last reviewed 22nd Jun 2026
4301850% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love PayPal I absolutely love using PayPal it gives me flexibility and I am able to purchase without worrying paying everything at once. Their Customer Service is... Read more Reviewed on: 22nd June 2026
Mona J's avatar
Mona J

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144412)

Excellent service service

5
Excellent service i am very happy Reviewed on: 16th April 2026
Mubarak Gungad 's avatar
Mubarak Gungad

Any issues I've had have been resolved quickly.

5
Any issues I've had have been resolved quickly. Reviewed on: 16th April 2026
Mary 's avatar
Mary

Used to buy a phone, helpful and might be handy in t...

5
Used to buy a phone, helpful and might be handy in the future for other purchases Reviewed on: 16th April 2026
Nischal L's avatar
Nischal L

My experience with paypal credit was excellent.

5
My experience with paypal credit was excellent. Easy to access during payment. Reviewed on: 16th April 2026
EllaB's avatar
EllaB

Limit your use with Paypal

2
Using it for payment, as an online account for paying into and transferring from - this service is great. However the customer service is woeful and communication lacking when they cancel the PayPal credit service I was accepted for and having used for months without notice or reasonable justification Reviewed on: 16th April 2026
Ad H's avatar
Ad H

I like so much, because I can pay later

4
I like so much, because I can pay later Reviewed on: 16th April 2026
Natalia s's avatar
Natalia s

Easy to use.

5
Easy to use. Points are a bonus. Reviewed on: 16th April 2026
Neil's avatar
Neil

Easy to manage

5
I find everything easy to manage, short term credit, instant payments and communication Reviewed on: 16th April 2026
Alan Fletcher's avatar
Alan Fletcher

Neutral review

5
I don’t normally have a board experience what I do sometimes not understand is about a different set ups and how sometimes you can set up a direct debit but sometimes you can’t so then I’ve got to remember to pay. And this is worse since we’ve had the app. Reviewed on: 16th April 2026
Claire wright's avatar
Claire wright

PayPal to the rescue!!

5
PayPal has been helpful for me, even when I don't have money I'm able to make purchases and not get interest for 4 months! Reviewed on: 16th April 2026
Nikah Jedidiah's avatar
Nikah Jedidiah

Review PayPal: PayPal Credit now

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