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PayPal: PayPal Credit reviews

4.73
Based on 181,095 reviews, last reviewed 4th Aug 2026
69% increase in 5 star reviews
in the past 90 days
105% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026
Paul Cooper's avatar
Paul Cooper

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181096)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great app.

5
Great app. Never had any problems Reviewed on: 14th July 2026

Very easy to deal with and very efficient when ever...

5
Very easy to deal with and very efficient when ever I need to ring Reviewed on: 14th July 2026

Everything perfect I wouldn’t ask for better service

5
Everything perfect I wouldn’t ask for better service Reviewed on: 14th July 2026

Easy to use, very efficient and reliable.

5
Easy to use, very efficient and reliable. Reviewed on: 14th July 2026

Safest app to purchase online

5
Such a secure app, I never every worry ehen I do an online payment Reviewed on: 14th July 2026

I think PayPal provides an excellent service in whic...

5
I think PayPal provides an excellent service in which I have no complaints, all transactions have been padded on time . Reviewed on: 14th July 2026

Quick easy and straight farward

5
Quick easy and straight farward Reviewed on: 14th July 2026

Paying not always clear

4
Don't like if you want to lay something off it will take the one that's finishing first. Makes it complicated. Apart from that easy transaction. Reviewed on: 14th July 2026

Great Good Goodera Goodest Goodi

5
Great Good Reviewed on: 14th July 2026

Ability to stretch higher payments into set monthly...

5
Ability to stretch higher payments into set monthly amounts is very helpful. Especially in today's financial climate. Reviewed on: 14th July 2026

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