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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181083)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very simple to use and hassle free

5
Very simple to use and hassle free Reviewed on: 14th July 2026

I have always had very good service from Paypal

4
I have always had very good service from Paypal Reviewed on: 14th July 2026

Great service always improving and as a PayPal custo...

5
Great service always improving and as a PayPal customer I always feel protected Reviewed on: 14th July 2026

convenient and reliable affordable

5
It was offered to me at the right time and help keep up with ordered when I really needed them Reviewed on: 14th July 2026

I love using your credit it as helped me a...

5
I love using your credit it as helped me a lot Reviewed on: 14th July 2026

PayPal has made managing my money incredibly efficient

5
PayPal has been incredibly friendly and accessible when it comes to working with my money and making the most of it! It has incredibly fast and flexible features which allows me to be as efficient as possible - especially with the knowledgable customer service team. Reviewed on: 14th July 2026

Simple to use and better than Credit cards

5
Simple to use and very convieniant Reviewed on: 14th July 2026

Why PayPal is good for me!

5
I’ve personally never had any problems with PayPal, I find it quite handy having not to put bank details into purchases online that use PayPal.I also like the fact that it acts like a second bank account. Reviewed on: 14th July 2026

Great customer service provided, always reponded my...

5
Great customer service provided, always reponded my demand Reviewed on: 14th July 2026

Great experience so far, without any issues.

5
Great experience so far, without any issues. Straightforward application process, clear terms and conditions made it easier to make a decision on the product. Reviewed on: 14th July 2026

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