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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 74,421 reviews, last reviewed 17th Apr 2026
2176900% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

great, just does what i need so very happy great, just does what i need so very happy Reviewed on: 17th April 2026
Elle C's avatar
Elle C

Latest lowest rating:

1

Late payment processing or bill payment Late payment processing or bill payment Reviewed on: 17th April 2026
Jayapriyan M's avatar
Jayapriyan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (74421)

I love it

5
Since I have been using it ,I am relax that my goods will be deliver in good condition Reviewed on: 13th June 2022
Martins. I. Omoruyi's avatar
Martins. I. Omoruyi

Number One

5
First for me & secure, and just a click away for my purchase online. The freedom of choice, buy in 3, buy in 4, interest free. Giving the customer e.g me the power to choose how i spend in balance with my income. Excellent :) Reviewed on: 13th June 2022
paul oliver's avatar
paul oliver

Amazing

5
Words can't explain the feasibility and flexibility it offers. Reviewed on: 13th June 2022
Sandesh Kadam's avatar
Sandesh Kadam

Easy going online credit.

5
An easy to use online credit facility. Easy to make payments and manage the account via the app. Reviewed on: 13th June 2022
GrimTim's avatar
GrimTim

So easy

5
Really easy to use, can be used in most stores and great payment reminders Reviewed on: 13th June 2022
Beans Dean's avatar
Beans Dean

Good credit

5
Easy minimum monthly payments and pay in 3 also an option. Reviewed on: 13th June 2022
Jessica Bennett's avatar
Jessica Bennett

Very simple way to spread cost

4
PayPal is my online payment method of choice as gives me the flexibility to use existing cards or features like PayPal credit which means I can spread the cost of a large purchase over a few months. The app is easy to use, can amend payments easily and see remaining instalments left. the ability to claim return goods postage back is an excellent feature I hope they keep. Reviewed on: 13th June 2022
James W W's avatar
James W W

I use PayPal for all my needs

5
I love the PayPal pay in 3 option, I also use PayPal to pay on websites which saves me time & the hassle of putting in card details & address etc, I actively choose sites that offer PayPal as a payment option. Wouldn’t be without it. Reviewed on: 13th June 2022
hilary smith's avatar
hilary smith

Good

5
Very good for short time borrowing Reviewed on: 13th June 2022
Zulqar nain's avatar
Zulqar nain

Excellent all round experience

5
Very easy to set up and very good value on repayments Reviewed on: 13th June 2022
ironsuk2011's avatar
ironsuk2011

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