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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,271 reviews, last reviewed 21st Jun 2026
4295600% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was good I like it a lot very good... It was good I like it a lot very good app Reviewed on: 21st June 2026
Kevin s's avatar
Kevin s

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144271)

Easy and fast and secure payment, with rest of mind.

5
Easy and fast and secure payment, with rest of mind. Reviewed on: 16th April 2026
Afro Diaspora Radio Online.'s avatar
Afro Diaspora Radio Online.

trust worthy

5
always feel safe using paypal knowing my spending is protected Reviewed on: 16th April 2026
susanne k's avatar
susanne k

Will only pay online through paypal

5
I love paypal, i wont purchase things unless I can do it through PayPal. Its safe and if there is any issues they are really good at sorting it. They have different ways you can pay like the pay in 3 so a larger payment is easier to manage Reviewed on: 16th April 2026
Jessica T's avatar
Jessica T

Extremely reliable.

5
Extremely reliable. Always takes my payments without any technical issues. Confident and available for majority of retailers. I always feel safe using their services. Reviewed on: 16th April 2026
Scott G's avatar
Scott G

Great security for online shopping

5
Great security for online shopping Reviewed on: 16th April 2026
Sarah obrien's avatar
Sarah obrien

They offer very convenient and user-friendly service...

5
They offer very convenient and user-friendly services to customers, and the process is quick and smooth with them. It’s much more reliable than any other credit card Reviewed on: 16th April 2026
Susan I's avatar
Susan I

My experience with PayPal has really been poor, I ca...

3
My experience with PayPal has really been poor, I can add money to the whenever I want and they don't always follow their due date to take money, this has led to failure in paying back to the account. I believe they can do better to improve their service. Reviewed on: 16th April 2026
Toyin J's avatar
Toyin J

Easy to use and navigate and helps being able to pay...

5
Easy to use and navigate and helps being able to pay in installments Reviewed on: 16th April 2026
Kate S's avatar
Kate S

PayPal and PayPal credit fantastic payment option

5
I find PayPal credit very useful for spreading cost of purchases. I have used PayPal for very many years since my early days shopping at eBay. I have however expanded my use over the last years to so many of my online purchases at many retailers. It’s very reassuring that they offer consumer protection with qualifying purchases. I think I might even take advantage of PayPal card option that they also offer. Reviewed on: 16th April 2026
Marie A's avatar
Marie A

It's really nice and true app thank you for the give...

5
It's really nice and true app thank you for the give me a best service Reviewed on: 16th April 2026
Hardikkumar N's avatar
Hardikkumar N

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