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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144223 reviews)

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4.73

Based on 144,223 reviews, last reviewed 21st Jun 2026

4293350% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is accessible various payment options to prot... PayPal is accessible various payment options to protect your money. Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144223)

Easy to Use and Reliable

I have used PayPal credit for some time - I find the option helpful in times of sudden need. When I had a problem once with payment taken from my balance rather than via credit, I found it easy to change the payment source in app. Overall, I find PayPal easy to use. But also I have never had an issue where I need to contact customer services, so find this a bonus. Reviewed on: 16th April 2026

Easy to use five star service

An easy to use app providing regular updates Reviewed on: 16th April 2026

Yey for pay pal

Pay pal is really handy with 0 % interest on some buying helps a lot! I have used it twice now and couldn’t be happier Reviewed on: 16th April 2026

I feel safe when using paypal,makes life easier with...

I feel safe when using paypal,makes life easier with options for paying in installments Reviewed on: 16th April 2026

They've been amazing ,first class ,any problems the...

They've been amazing ,first class ,any problems the customer service are on the case ,and takes the stress frm me ,as ive had to report items some companies say they've sent and ive never received my order .They can track and sort it out with just one phn call .I highly recommend PayPal account. X Reviewed on: 16th April 2026

Spread cost and convenient

Use PP Credit frequently and never any issues.easy to use and convenient for spreading costs especially on expensive purchases.would recommend to anyone and always receive notifications before payment is taken Reviewed on: 16th April 2026

5 stars service

I am using the service provided by paypal for many years now and it is a very good service Reviewed on: 16th April 2026

Everything okay, but big interest rate.

Everything okay, but big interest rate. Reviewed on: 16th April 2026

I have good experience about PayPal it’s a great com...

I have good experience about PayPal it’s a great company very helpful and responsive low interest. Reviewed on: 16th April 2026

Its very safe and easy.

Its very safe and easy. Best customer service ever Reviewed on: 16th April 2026

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