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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 74,421 reviews, last reviewed 17th Apr 2026
2176900% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

great, just does what i need so very happy great, just does what i need so very happy Reviewed on: 17th April 2026
Elle C's avatar
Elle C

Latest lowest rating:

1

Late payment processing or bill payment Late payment processing or bill payment Reviewed on: 17th April 2026
Jayapriyan M's avatar
Jayapriyan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (74421)

A great overall option

5
I love PayPal. I get really anxious when buying things online because I’m always worried about being hacked but PayPal allows me to pay through them securely. As well as that I have PayPal credit which has been a great credit option; I can spend the credit it loads of shops and it has come in handy in a lot of situations. I have recommended PayPal to many people and they have all had the exact same experience. We love it! Reviewed on: 13th June 2022
Nadine Hunt's avatar
Nadine Hunt

Quick easy payment plan

5
I was impressed how easy it was to arrange a 4 payment interest purchase Reviewed on: 13th June 2022
Graham Marshall's avatar
Graham Marshall

quality service, easy to usefair credit

5
i use it to purchase online and spread the cost easily once you have set up direcd debit payments are taken easily, customer service is on standby if any issues arise. reccomended Reviewed on: 13th June 2022
chris d's avatar
chris d

Extremely useful and easy to use.

5
Been using PayPal credit for a while now and with the 4 months interest free on over £99 becomes very handy when needing to buy unexpected purchases. Reviewed on: 13th June 2022
Matt's avatar
Matt

Great deal

5
I am use Pal Pay credit about 1 year. I am happy with this payment system and I am already recommended to my family . Reviewed on: 13th June 2022
G Chihai's avatar
G Chihai

Best credit company on the market

5
Delighted to have the option of paypal with easy interest free payment options and low interest rates to allow me to purchase items i would normally not be able to purchase, Superb ! Reviewed on: 13th June 2022
Mark Brown's avatar
Mark Brown

Ace

5
Great service East to use Fast Simple Reviewed on: 13th June 2022
Opotis's avatar
Opotis

Perfect

5
Just perfect, no fees, very quick and easy access, better only if we could withdraw the amount of credit needed. Reviewed on: 13th June 2022
Andreia Teixeira's avatar
Andreia Teixeira

So much easier to use

5
Much faster checkout on-line than using traditional credit card Reviewed on: 13th June 2022
Ivan Viviers's avatar
Ivan Viviers

Great service

5
Great service by PayPal. Makes shopping safe and helps to spread the cost on more expensive items. Reviewed on: 13th June 2022
Wilson500's avatar
Wilson500

Review PayPal: PayPal Credit now

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