Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,124 reviews, last reviewed 21st Jun 2026
4288850% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have always been satisfied with PayPal I think tha... I have always been satisfied with PayPal I think that PayPal as always been reliable and up to date Reviewed on: 21st June 2026
Daniel Preston's avatar
Daniel Preston

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (144124)

PayPal is one of the best ...

5
PayPal is one of the best nrr we vẻ had any problems with them the app is amazing love it Reviewed on: 16th April 2026
Elaine L's avatar
Elaine L

The pay in 3 really works for me.

5
The pay in 3 really works for me. Reviewed on: 16th April 2026
Ashik M's avatar
Ashik M

Its good how much it can offer you whether its inter...

5
Its good how much it can offer you whether its interest free or there and then moeny, i appreciate it a lot Reviewed on: 16th April 2026
Joshua Wilcox's avatar
Joshua Wilcox

Good support prompt transfer of funds, easy to use

5
Good support prompt transfer of funds, easy to use Reviewed on: 16th April 2026
Debbie J's avatar
Debbie J

Very Good experience using PayPal

5
Very Good experience using PayPal Reviewed on: 16th April 2026
Navdeep S's avatar
Navdeep S

My go to for all purchases .

5
My go to for all purchases . I look for the sign on all payment options. I know l can rely on them for any discrepancy within purchases. Reviewed on: 16th April 2026
Angela W's avatar
Angela W

SOS fund

5
Its so useful for emergency purchases or last minute getaways Reviewed on: 16th April 2026
Nosila's avatar
Nosila

I always have good experiences with PayPal especiall...

5
I always have good experiences with PayPal especially in most of my disputes and their methods of payment, assistance here and there are so fantastic. Thanks PayPal Reviewed on: 16th April 2026
Adesola A's avatar
Adesola A

Never had a bad experience

5
Never had a bad experience, the one time I had to call customer service the lady on the phone was incredibly helpful, kind and friendly Reviewed on: 16th April 2026
Alex B's avatar
Alex B

Pay pal is the way forward for all my life's choices...

5
Pay pal is the way forward for all my life's choices for making payments Reviewed on: 16th April 2026
Mark Canning's avatar
Mark Canning

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill