Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,766 reviews, last reviewed 16th Jun 2026
4135850% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Makes me financial easy to spend Makes me financial easy to spend and helps manage to make my own payments at my own convenience Reviewed on: 16th June 2026
Shazana R's avatar
Shazana R

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026
Eric D's avatar
Eric D
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (140766)

Always use PayPal for my online purchases where poss...

5
Always use PayPal for my online purchases where possible for maximum protection, and 4 mth interest free Reviewed on: 15th April 2026
Phil 's avatar
Phil

Good service with PayPal to shop online at any time...

5
Good service with PayPal to shop online at any time Reviewed on: 15th April 2026
Lavern Duncan's avatar
Lavern Duncan

Easy to use with great times to pay back

5
Easy to use with great times to pay back Reviewed on: 15th April 2026
Debi m's avatar
Debi m

Great experience I will recommend

5
Great experience I will recommend Reviewed on: 15th April 2026
Mehdi's avatar
Mehdi

Never had a problem with the service any issues with...

5
Never had a problem with the service any issues with companies have been sorted very quickly Reviewed on: 15th April 2026
Peter Kewley 's avatar
Peter Kewley

I find paypal an excellent way to keep on top of my...

5
I find paypal an excellent way to keep on top of my finances. I use it for most of my online purchase. It makes the check out on websites, quicker and most efficient. The 4 months interest free credit, helps me to keep control of my finances. The website is easy to navigate. Reviewed on: 15th April 2026
Michelle 's avatar
Michelle

Everything is as expected good , it is very useful...

5
Everything is as expected good , it is very useful Reviewed on: 15th April 2026
Amadou b's avatar
Amadou b

Very easy to speak to and very easy to use...

5
Very easy to speak to and very easy to use Reviewed on: 15th April 2026
Bec's avatar
Bec

Convenient and safe

5
Always convenient, safe and reliable to pay for my favorite things Reviewed on: 15th April 2026
Aniqa H's avatar
Aniqa H

Very good

5
I’m heppy for this service My experience with this pay-per-credit model has been largely positive due to its flexibility. Unlike flat-rate subscriptions, it allowed our team to scale usage up or down based on project demands without paying for 'shelf-ware.' The dashboard for tracking credit consumption was intuitive, making it easy to forecast future spend Reviewed on: 15th April 2026
Khaled C's avatar
Khaled C

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill