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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,805 reviews, last reviewed 16th Jun 2026
4137550% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Good for most things, credit is a great service Good for most things, credit is a great service Reviewed on: 16th June 2026
Kenneth J's avatar
Kenneth J

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026
Eric D's avatar
Eric D
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140805)

I use PayPal pay in 3 also PayPal credit.

5
I use PayPal pay in 3 also PayPal credit. I think it's brilliant as I can pay instalments so when I see something I like but a bit pricey PayPal is my go to. I love it also you don't pay interest if paid on time big bonus. Reviewed on: 15th April 2026
Mandie F's avatar
Mandie F

So far so good.

5
So far so good. Very reliable and useful. Reviewed on: 15th April 2026
A o's avatar
A o

PayPal Credit is excellent - simple to use and easy...

5
PayPal Credit is excellent - simple to use and easy access Reviewed on: 15th April 2026
Andrea's avatar
Andrea

Payment options

3
They need to improve on their payments options. Where consumer can choose which transaction they want to pay first especially where there is interest free period. Reviewed on: 15th April 2026
saif r's avatar
saif r

Always simple to use and have some very good interes...

5
Always simple to use and have some very good interest free offers. Reviewed on: 15th April 2026
Caroline J's avatar
Caroline J

One of the Best service of all time,

5
One of the Best service of all time, Reviewed on: 15th April 2026
Sanjay M's avatar
Sanjay M

Never had any problems great service

5
Never had any problems great service Reviewed on: 15th April 2026
Wayne's avatar
Wayne

Escalation process and staff unhelpful

3
I’ve enjoyed pay pal until recently, my customer services experience took over a month to resolve my query. I found the communication process time consuming and unnecessary. When matters are “escalated” as the first l point of contacts advise. At that point a call to the customer would have been preferred. If it had been escalated and the person contacted me. The query would have been resolved in days rather than several weeks. The cherry on the cake was authorising PayPal credit for an item and then taking the money out of my current account leaving me unable to pay important bills. The mental and emotional stress this caused me for weeks was indescribable. I couldn’t eat of sleep for days. Again unnecessary financial stress due to paypals own mistake. You done authorise credit and take money out of my account without my permission. Terrible experience Reviewed on: 15th April 2026
Victoria 's avatar
Victoria

Great company.

5
Great company. Easy to pay for anything Reviewed on: 15th April 2026
Rachel W's avatar
Rachel W

I bought a Samsung phone with Paypal and I got £100...

5
I bought a Samsung phone with Paypal and I got £100 discount just because I used Paypal to pay. Again, using Paypal credit to pay for my phone without any interest! Amazing! Reviewed on: 15th April 2026
M H's avatar
M H

Review PayPal: PayPal Credit now

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