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PayPal: PayPal Credit reviews

4.73
Based on 140,708 reviews, last reviewed 16th Jun 2026
4133050% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great easy to use Great easy to use always known i am in good hands and my money is safe Reviewed on: 16th June 2026
David J's avatar
David J

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026
Eric D's avatar
Eric D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140708)

Excellent serveice

5
Excellent,good customer service,i am using paypal now from very long time and i am happy with it. Reviewed on: 15th April 2026

PayPal is safe and very secure and if you have anyth...

5
PayPal is safe and very secure and if you have anything problems it’s gives you support Reviewed on: 15th April 2026

Easy to use and easy to pay online and check out in...

5
Easy to use and easy to pay online and check out in store Reviewed on: 15th April 2026

Efficient customer service, safe hands!

5
Efficient payments, useful credit plans to spread cost. Feel confident that my purchases are protected and safe, whenever I’ve had an issue which is rare, customer services through the messaging have responded almost instantly and resolved the matter. I was a victim of a hacker using my account, PayPal quickly blocked and reversed the payments. I feel confident that my money is in good hands. Reviewed on: 15th April 2026

Difficult to claim refund.

5
Difficult to claim refund. No easy clik button Reviewed on: 15th April 2026

Amazing service

5
Great service. Great reach of website Reviewed on: 15th April 2026

Nice good app PayPal credit card i am so happy...

5
Nice good app PayPal credit card i am so happy Reviewed on: 15th April 2026

I had an issue with a payment and PayPal help to res...

5
I had an issue with a payment and PayPal help to resolve and I got a full refund from the fake merchant Reviewed on: 15th April 2026

No complaints.

5
No complaints. Works as intended. Simple clean layout. Make payments on time = no issue Reviewed on: 15th April 2026

Shouldn’t encourage people to take more credit if th...

5
Shouldn’t encourage people to take more credit if they don’t want it or haven’t asked for it Reviewed on: 15th April 2026

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