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PayPal: PayPal Credit reviews

4.73
Based on 140,575 reviews, last reviewed 16th Jun 2026
4127300% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great security and good for peace of mind Great security and good for peace of mind Reviewed on: 16th June 2026
Joanne's avatar
Joanne

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140575)

Great service

5
PayPal have been great maintaining my account & purchases Reviewed on: 14th April 2026

Excellent Safe Way of Paying Money Online

5
Excellent company easy to use and great customer service Reviewed on: 14th April 2026

Customer service is always clear and great.

5
Customer service is always clear and great. Reviewed on: 14th April 2026

best service provider

5
provide Great service and easy to use . Reviewed on: 14th April 2026

I have never had any problems with my PayPal account...

5
I have never had any problems with my PayPal accounts and find it easy to use and helpful customer service iam a very happy customer Reviewed on: 14th April 2026

Always been a really good way to pay for items and s...

5
Always been a really good way to pay for items and services, a range of options like PayPal credit and pay in 3. Feels secure and convenient. Reviewed on: 14th April 2026

Really useful service

5
Brilliant service this it’s really helped me with some big purchases that I’ve needed lately and the 4months interest free is a great incentive Reviewed on: 14th April 2026

Wasn't the easiest to set up but worth it.

4
It was a bit difficult and long winded to set up the account to purchase a product from Samsung with a 0% offer. But once done it is all good. Reviewed on: 14th April 2026

I use it regularly great service to use

5
I use it regularly great service to use Reviewed on: 14th April 2026

I have a good experience with PayPal and the other t...

5
I have a good experience with PayPal and the other thing intrest rate factor is good .and it's a reliable and secure app to facilitate the customer Reviewed on: 14th April 2026

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