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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,613 reviews, last reviewed 16th Jun 2026
4129000% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is my go to for purchases PayPal is my go to for purchases I feel peace of mind and secure Reviewed on: 16th June 2026
Sean D's avatar
Sean D

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140613)

Simply amazing.

5
Simply amazing. I love using it and collecting points Reviewed on: 14th April 2026
Faizaan M's avatar
Faizaan M

Easy borrow

5
Used pay for the first time when my loan was taking forever to be approved by my banks for years and they approved it instantly 4 months interest free and when i had a minor issue the advisor was so nice and quick to resolve the issue Reviewed on: 14th April 2026
Lane-David Msonza's avatar
Lane-David Msonza

I have always found PayPal credit an easy experience...

5
I have always found PayPal credit an easy experience and so convenient. It’s an affordable way to buy things Reviewed on: 14th April 2026
Anna C's avatar
Anna C

Have always had a positive experience with PayPal

5
Have always had a positive experience with PayPal Reviewed on: 14th April 2026
Christine M's avatar
Christine M

Rrally good will always help with any problems

5
Rrally good will always help with any problems Reviewed on: 14th April 2026
Jordan j's avatar
Jordan j

Excellent

5
It's give you a chance to get the things you needed especially when you are in tight budget. Reviewed on: 14th April 2026
JENNY 's avatar
JENNY

PayPal credit is easy and without confusion

5
PayPal credit is easy and without confusion Reviewed on: 14th April 2026
Austin O's avatar
Austin O

Easy safe banking

4
Good for paying for items many different ways, good for receiving payments and transfers. Peace of mind as you know your covered when buying items online Reviewed on: 14th April 2026
Amy Hart's avatar
Amy Hart

Amazing ux ui - works smoothly, love the new rewards.

5
Amazing ux ui - works smoothly, love the new rewards. Convenient Reviewed on: 14th April 2026
Joanne C's avatar
Joanne C

Paypal gives some great options for payments.

5
Paypal gives some great options for payments. Has really helped with finances. Reviewed on: 14th April 2026
Ian B's avatar
Ian B

Review PayPal: PayPal Credit now

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