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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,095 reviews, last reviewed 15th Jun 2026
4106000% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and convenient. I've used PayPal Credit several times and found it simple, convenient, and straightforward to manage. The application process was quick, payments are ... Read more Reviewed on: 15th June 2026
Paul's avatar
Paul

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026
Zu T's avatar
Zu T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140095)

PayPal has been a fantastic shopping tool..

5
PayPal has been a fantastic shopping tool for me over the years. Especially the PayPal credit, makes things so much easier. I want recall ever ha ing an issue through PayPal, always smooth,uncomplicated transactions. 10 out of 10 from me. Reviewed on: 14th April 2026
Stuart D's avatar
Stuart D

I have a very good experience in using payPal most o...

5
I have a very good experience in using payPal most of the time I need something to buy first thing come in my head is using Pay Pal Reviewed on: 14th April 2026
Ahmed A's avatar
Ahmed A

Great pay later options

5
Great pay later options & options to pay in 3 installments. Reviewed on: 14th April 2026
Janet E's avatar
Janet E

Excellent customer service always willing to solv...

5
Excellent customer service always willing to solve any issues and flexible payment options Reviewed on: 14th April 2026
Jason C's avatar
Jason C

Hassle free transactions and payment options

5
Always use where possible for hassle free transactions and easy repayment options Reviewed on: 14th April 2026
Susan T's avatar
Susan T

This PayPal credit helps me a lot.

5
This PayPal credit helps me a lot. Reviewed on: 14th April 2026
Juliat 's avatar
Juliat

Satisfied customer.

5
Satisfied customer. Given 4 months interest free. Not had it anywhere before. Paypal looks after you. Reviewed on: 14th April 2026
SN's avatar
SN

Excellent service all round.

5
Excellent service all round. I would recommend PayPal to anyone Reviewed on: 14th April 2026
Gavin Yuill's avatar
Gavin Yuill

Pay in 3 makes it easy , spreading the cost is so easy.

4
Pay in 3 makes it easy , spreading the cost is so easy. Reviewed on: 14th April 2026
Mart's avatar
Mart

It's safe ,easy to use and rewarding

5
It's safe ,easy to use and rewarding Reviewed on: 14th April 2026
Alina 's avatar
Alina

Review PayPal: PayPal Credit now

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