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PayPal: PayPal Credit reviews

4.73
Based on 139,538 reviews, last reviewed 15th Jun 2026
4080400% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy to use can control spending and the 4 months... So easy to use can control spending and the 4 months interest free really helps to budget Reviewed on: 15th June 2026
Angela's avatar
Angela

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (139538)

Great Broadening services

5
Paypal is very useful when receiving or giving funds internationally. The customer service is excellent. Reviewed on: 14th April 2026

I always used paypal in my online purchases its reli...

5
I always used paypal in my online purchases its reliable, safe and trustworthy Reviewed on: 14th April 2026

PayPal credit with physical card, its great for onli...

5
PayPal credit with physical card, its great for online & offline transactions! Reviewed on: 14th April 2026

PayPal have always been quick with responding in the...

5
PayPal have always been quick with responding in the past. Reviewed on: 14th April 2026

Easy to use, interface is easy to navigate.

5
Easy to use, interface is easy to navigate. CS is easy to contact and provides timely updates. Reviewed on: 14th April 2026

Because is easy to access the app and very helpful t...

5
Because is easy to access the app and very helpful tu use special on emergency because PayPal give you credit so you’ve got like split payments makes much easier todo so I recommend this to everyone Reviewed on: 14th April 2026

Paypal customer

5
It been very good all the time and I've been using PayPal for years great service Thank you very much Reviewed on: 14th April 2026

Peace of minds

5
I use PayPal credit for most of my daily spending. It’s safe , quick & easy . I also collect points which I can spend on treats for myself Reviewed on: 14th April 2026

Always willing to help, PayPal has helped me in stic...

5
Always willing to help, PayPal has helped me in sticky situations, nice to have there as back up, if abit short, or just fancy spreading cost! Reviewed on: 14th April 2026

Great customer service when I had issues

5
Great customer service when I had issues Reviewed on: 14th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review