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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 138,640 reviews, last reviewed 15th Jun 2026
4039450% increase in 5 star reviews
in the past 90 days
11450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

provide a good service Just a good service and provide assist if something is wrong. Reviewed on: 15th June 2026
Claire W's avatar
Claire W

Latest lowest rating:

2

Had signed up for payments over a set period and ful... Had signed up for payments over a set period and full amount was taken in one go. Reviewed on: 15th June 2026
Smndvs's avatar
Smndvs
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (138640)

They have been great.

5
They have been great. Really helped spread the payments on things I have needed for my small business. Reviewed on: 14th April 2026
John McNaughton's avatar
John McNaughton

Always found easy and positive easy to navigate and...

5
Always found easy and positive easy to navigate and makes paying for items more easy Reviewed on: 14th April 2026
Gary Langton's avatar
Gary Langton

PayPal credit it’s really convenient for buy online...

5
PayPal credit it’s really convenient for buy online or can be helpful when you need he needs to buy something important before the monthly salary Reviewed on: 14th April 2026
Marco C's avatar
Marco C

Great to have at your disposal when times get tough.

5
Great to have at your disposal when times get tough. Reviewed on: 14th April 2026
Martin M's avatar
Martin M

So confident with experience and response from ALL P...

5
So confident with experience and response from ALL PayPal representatives each time. Reviewed on: 14th April 2026
Stephen T's avatar
Stephen T

very good really useful and easy to use

5
very good really useful and easy to use Reviewed on: 14th April 2026
SATYAJITSINH G's avatar
SATYAJITSINH G

Good and easy to use service

5
Easy and understandable rules and statement. A customer service pretty much available 24/7. Quick at fixing problems and answering queries. Reviewed on: 14th April 2026
Ivan 's avatar
Ivan

Credit facility to have at your disposal but horrend...

5
Credit facility to have at your disposal but horrendous customer service if anything goes sideways Reviewed on: 14th April 2026
Darrell M's avatar
Darrell M

PayPal, you're fab

5
When I have had a dispute with a company about something I have ordered I know I can rely on PayPal to resolve it for me. I have had a couple of orders, one didn't arrive and PayPal reimbursed me and also a company took a subscription out when they shouldn't have. PayPal also sorted this out. It is always quickly too, no hanging around for weeks. Reviewed on: 14th April 2026
CS's avatar
CS

Reliable and Efficient

5
Every problem that I have encountered, Pay Pal, without any hesitation are always on hand to help whichever way they can Reviewed on: 14th April 2026
WILLIAM M's avatar
WILLIAM M

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