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PayPal: PayPal Credit reviews

4.73
Based on 138,623 reviews, last reviewed 15th Jun 2026
4038700% increase in 5 star reviews
in the past 90 days
11450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It’s great to have virtual credit, but sometimes cle... It’s great to have virtual credit, but sometimes clearing the credit is a little bit confusing Reviewed on: 15th June 2026
K's avatar
K

Latest lowest rating:

2

Had signed up for payments over a set period and ful... Had signed up for payments over a set period and full amount was taken in one go. Reviewed on: 15th June 2026
Smndvs's avatar
Smndvs

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (138623)

Credit facility to have at your disposal but horrend...

5
Credit facility to have at your disposal but horrendous customer service if anything goes sideways Reviewed on: 14th April 2026

PayPal, you're fab

5
When I have had a dispute with a company about something I have ordered I know I can rely on PayPal to resolve it for me. I have had a couple of orders, one didn't arrive and PayPal reimbursed me and also a company took a subscription out when they shouldn't have. PayPal also sorted this out. It is always quickly too, no hanging around for weeks. Reviewed on: 14th April 2026

Reliable and Efficient

5
Every problem that I have encountered, Pay Pal, without any hesitation are always on hand to help whichever way they can Reviewed on: 14th April 2026

Loving that I get points for my general.

5
Loving that I get points for my general.shopping Reviewed on: 14th April 2026

Good experience and quick to approved

5
Good experience and quick approved Reviewed on: 14th April 2026

Good app as overall comparing to other

5
Good app as overall comparing to other Reviewed on: 14th April 2026

PayPal is great payment platform

5
PayPal is great payment platform Reviewed on: 14th April 2026

Very efficient and Marvellous

4
Very efficient and good quality service Reviewed on: 14th April 2026

Easy to use application, great interface.

5
Easy to use application, great interface. Perfect app to transfer money to friends/family without much hassle! Reviewed on: 14th April 2026

Very friendly user platform/app.

5
Very friendly user platform/app. Easy to manage your finances Reviewed on: 14th April 2026

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