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PayPal: PayPal Credit reviews

4.73
Based on 139,237 reviews, last reviewed 15th Jun 2026
4066650% increase in 5 star reviews
in the past 90 days
11550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

high interest rate Really good way of keeping track of money and spending safely. Interest rate is very high though Reviewed on: 15th June 2026
Hayley G's avatar
Hayley G

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026
Tom C's avatar
Tom C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (139237)

Always there for my needs.

5
Always there for my needs. Credit, pay in 3.. great Reviewed on: 14th April 2026

PayPal has always been fantastic

5
PayPal has always been excellent providing security for myself as a buyer and a seller. Reviewed on: 14th April 2026

PayPal offers unrivalled service

5
PayPal offers unrivalled service and the ability to allow customers to be able to afford what may have been out of financial reach, without the burden of allowing building credit card expenditures. Swift and easy access to payments and visibility through the app is great. Reviewed on: 14th April 2026

Its the protection PayPal offers when purchasing

5
Its the protection PayPal offers when purchasing Reviewed on: 14th April 2026

Travel buddy

4
A great way to pay for travel. I book all my holidays (flights, accommodation, airport transfers etc..) through PayPal credit. A lot of businesses online accept PayPal payments so no need to scramble to find your card details and you can usually get 3 months interest free! It’s easy to log in and keep track of when said promotion runs out. One improvement I would make is how fast the balance updates once you make a payment but otherwise it’s a great service overall. Reviewed on: 14th April 2026

Easy to use and makes expensive things affordable

5
Easy to use and makes expensive things affordable Reviewed on: 14th April 2026

Love paypal, interest free shopping credit extreamly...

5
Love paypal, interest free shopping credit extreamly useful. Reviewed on: 14th April 2026

Excellent, I have never had a problem to date.

5
Excellent, I have never had a problem to date. Reviewed on: 14th April 2026

I always use Paypal for larger purchases, travel etc.

5
I always use Paypal for larger purchases, travel etc. It's quick, affordable and easy. You get a result everytime. Reviewed on: 14th April 2026

Flexible service

5
Flexible service and opportunities for cash back Reviewed on: 14th April 2026

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