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PayPal: PayPal Credit reviews

4.73
Based on 140,575 reviews, last reviewed 16th Jun 2026
4127300% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great security and good for peace of mind Great security and good for peace of mind Reviewed on: 16th June 2026
Joanne's avatar
Joanne

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140575)

Great comms and good value!

5
Great comms and good value! Great rates and app! Reviewed on: 14th April 2026

Very positive experience, very easy to navigate

5
Very positive experience, very easy to navigate Reviewed on: 14th April 2026

Recommend PayPal

5
PayPal ,, Wow ,,, What can I say , I always pay for Internet transactions with this Method , Knowing all my purchases are cover , Also PayPal in 3 is a Brilliant way of paying for larger priced Items , also PayPal Credit was a Great help.when I had to purchase a expensive part for my car ,, ABSOLUTELY RECOMMEND Reviewed on: 14th April 2026

Always easy to use and access.

5
Always easy to use and access. Secure. Reviewed on: 14th April 2026

Professional reliable and quick always supportive an...

5
Professional reliable and quick always supportive and best deals and benefits Reviewed on: 14th April 2026

Paypal is the best for payments

5
Paypal is always easy to use, fast transactions, always checking out with paypal just whenever is possible Reviewed on: 14th April 2026

Things could be made clearer

4
Could be made clear when buying something with credit that everything else on there now has to be cleared or face charges Reviewed on: 14th April 2026

Good service and very easy .

5
Good service and very easy .I like much Reviewed on: 14th April 2026

Great provided and good customer service

5
Great provided and good customer service Reviewed on: 14th April 2026

Trustworthy

5
Very happy with PayPal app & credit. Totally trustworthy and peace of mind while paying for online payment Reviewed on: 14th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review