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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,613 reviews, last reviewed 16th Jun 2026
4129000% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is my go to for purchases PayPal is my go to for purchases I feel peace of mind and secure Reviewed on: 16th June 2026
Sean D's avatar
Sean D

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140613)

No warning for reviewing credit limit

4
Recently PayPal credit team reviewed my credit limit with no previews warning. This shouldn't happen... Reviewed on: 14th April 2026
Alessandro's avatar
Alessandro

Helpful friend

5
If you are a bit on the edge, it helps you to have some space. Reviewed on: 14th April 2026
Gediminas L's avatar
Gediminas L

Really helpful and easy to manage

5
PayPal Credit has been really useful for managing my spending and spreading the cost of purchases. The process is quick and straightforward, and everything is easy to track through the app. I like how flexible it is, especially when you need a bit of extra time to pay for something without any hassle. It’s helped me stay on top of payments and avoid putting everything on a debit card at once. As long as you use it responsibly, it’s a great tool to have. Overall, I’ve had a good experience and would definitely recommend PayPal Credit to others looking for a simple and reliable way to manage payments. Reviewed on: 14th April 2026
Harry Baldry's avatar
Harry Baldry

Well Done for grieving my funds!

5
Well you helped me in the past when my account got hacked, and noticed it wouldn’t b me, by the purchases I’d previously used PayPal for, and you managed to retrieve all monies involved, which I was most appreciative about, so Thank you for that! Reviewed on: 14th April 2026
Kyle Stenson's avatar
Kyle Stenson

Shoaib2026

5
Good service. I always use PayPal App Reviewed on: 14th April 2026
Muhammad C's avatar
Muhammad C

Easy to use, would recommend

5
Easy to use and helpful customer service. I do wish things were a bit clearer on statements with the wording but that's just me and my inexperience perhaps. Reviewed on: 14th April 2026
Freddo's avatar
Freddo

Pay in 3 really good but could do better than the 4...

4
Pay in 3 really good but could do better than the 4 months interest 3 credit card deals Reviewed on: 14th April 2026
Robert M's avatar
Robert M

Been very easy to use and I like that I can pay extr...

5
Been very easy to use and I like that I can pay extra if I want to. Reviewed on: 14th April 2026
Patrick M's avatar
Patrick M

Generally, very helpful.

5
Generally, very helpful. Credit repayment can be quite alarming. Reviewed on: 14th April 2026
maz's avatar
maz

10/10 Amazing great services

5
Amazing great services, been a customer for over 5 years now Reviewed on: 14th April 2026
John b's avatar
John b

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