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PayPal: PayPal Credit reviews

4.73
Based on 140,655 reviews, last reviewed 16th Jun 2026
4130850% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s really enjoyable to work with someone who cares It’s really enjoyable to work with someone who cares Reviewed on: 16th June 2026
Sheena M's avatar
Sheena M

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140655)

Very easy to use, great Servcie.

5
Very easy to use, great Servcie. I would recommend Paypal to everyone Reviewed on: 14th April 2026

Cannot Fault!

5
Always been my payment method online, never had an issue with them regarding that, my previous use of PayPal Credit or pay in 3 options. Anytime I've gotten in touch they've been very courteous and helpful! The PayPal+ card is a great addition to their services also! Reviewed on: 14th April 2026

Have an ongoing transaction dispute taking an age to...

4
Have an ongoing transaction dispute taking an age to rectify! Reviewed on: 14th April 2026

helpful at difficult times

5
So helpful at difficult times thank you Reviewed on: 14th April 2026

I am bought some if my Favourite goods and pay latte...

5
I am bought some if my Favourite goods and pay latter, its really owsome. Reviewed on: 14th April 2026

Self care

5
PayPal helps me when I need a bit of self care! Reviewed on: 14th April 2026

I have been using PayPal for a number of years

5
I have been using PayPal for a number of years now for purchases. They have been great and I wouldn't have been able to get far with my business with out PayPal. Reviewed on: 14th April 2026

Good evening, my experience with PayPal have been fa...

5
Good evening, my experience with PayPal have been fantastic, in terms of customer service. The two times, l have spoken to the services, my case was settled quickly and my money returned immediately, by the seller. Reviewed on: 14th April 2026

Protected

5
A seem-less and easy method of payment that feels protected and rewarding at the same time. A pleasant and helpful manner from customer service when needed. Reviewed on: 14th April 2026

It’s my go to credit card now.

5
It’s my go to credit card now. So easy to manage Reviewed on: 14th April 2026

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