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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140708 reviews)

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4.73

Based on 140,708 reviews, last reviewed 16th Jun 2026

4133050% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great easy to use Great easy to use always known i am in good hands and my money is safe Reviewed on: 16th June 2026

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140708)

Easy to use for a large payment.

Easy to use for a large payment.The process for obtaining credit was quick and easy Reviewed on: 14th April 2026

Pay pal the best

Easy to use and easy to understand Reviewed on: 14th April 2026

Great service with great 0 interest options

Great service with great 0 interest options Reviewed on: 14th April 2026

Brilliant service

I've used PayPal for a few years now and recently started using PayPal credit, which has transformed my life. It's such a useful and flexible service and helps me manage my money and keeps my money safe. I highly recommend it to anyone. Reviewed on: 14th April 2026

Very good experience.

Very good experience. I don't like talking to much. Reviewed on: 14th April 2026

Really quick to resolve issues .

Really quick to resolve issues . Few times I have been scammed and always resolved quickly Reviewed on: 14th April 2026

Great and easy app to use.

Great and easy app to use. Offers a huge amount of benefits, a new scheme including gaining points to spend on online apps etc. Reviewed on: 14th April 2026

Great builder for credit & with lots of payment opti...

Great builder for credit & with lots of payment options which suit me & my finances. Reviewed on: 14th April 2026

Long term Paypal customer

I have been a paypal customer for many years and love the added level of security when making transactions, especially online. The customer service is excellent and there are so many ways to pay , linked bank account and/or cards, credit with 0% for 4 months and I really like the pay in three option. There is a virtual credit card now too, you are always up to date with customer needs and wants. Keep up the good work! Reviewed on: 14th April 2026

Very good

Very satisfying i very happy, I am costumer for long time. Reviewed on: 14th April 2026

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