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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,766 reviews, last reviewed 16th Jun 2026
4135850% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Makes me financial easy to spend Makes me financial easy to spend and helps manage to make my own payments at my own convenience Reviewed on: 16th June 2026
Shazana R's avatar
Shazana R

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026
Eric D's avatar
Eric D
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140766)

Easy to use app and easy payment methods

5
Easy to use app and easy payment methods Reviewed on: 14th April 2026
Stephen H's avatar
Stephen H

Fast, save and easy process when purchasing items an...

5
Fast, save and easy process when purchasing items and also when needing to get a refund if anything goes wrong. Reviewed on: 14th April 2026
Natalie T's avatar
Natalie T

Easy to use and never any issues.

5
Easy to use and never any issues. What more could you ask for? Reviewed on: 14th April 2026
Richard P's avatar
Richard P

Never had any problems.

5
Never had any problems. Easy to follow processes and good website. Reviewed on: 14th April 2026
Simon G's avatar
Simon G

Reasons i use PayPal

5
Used PayPal for years, I'm confident as know its a secure payment. All the known shopping websites use PayPal as an option. I'd always recommend it to my friends due to the security of it. Easy to use . Reviewed on: 14th April 2026
Emma Close's avatar
Emma Close

Useful and easy , really very happy with PayPal

5
Useful and easy , really very happy with PayPal Reviewed on: 14th April 2026
Peter S's avatar
Peter S

This is the future of 0% apr in 2026

5
So easy to use and to pay off. Almost everywhere you can use PayPal. Buy with confidence as well as security. Reviewed on: 14th April 2026
Alexander 's avatar
Alexander

Positive experience with PayPal Credit.

5
Always had a positive experience with PayPal Credit. Reviewed on: 14th April 2026
Marisa's avatar
Marisa

PayPal Credit feels convenient at first, but

5
PayPal Credit feels convenient at first, especially because it’s easy to get approved and works instantly at checkout. The 0% offers are great if you pay things off on time. But once you slip past the promo period, the interest is high and can hit harder than you expect. Customer service can also be slow or unhelpful when something goes wrong. It’s fine for short‑term use, but not something you want to carry a balance on. Reviewed on: 14th April 2026
Guntars P's avatar
Guntars P

Honoured for all the attention good

5
Honoured for all the attention, very satisfied Reviewed on: 14th April 2026
Fernanda's avatar
Fernanda

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