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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (74866 reviews)

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4.90

Based on 74,866 reviews, last reviewed 18th Apr 2026

2218000% increase in 5 star reviews

in the past 90 days

6300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good enough Good. Straight forward. I like the 0% interest as long as you pay back in 3 months option Reviewed on: 18th April 2026

Latest lowest rating:

1

Good luck I just win thousand pounds Good luck I just survive in £1000 Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (74866)

Easy and fast

Easy and Quick to use, very handy Reviewed on: 13th June 2022

excellent great business

Just simply awesome, it's easy to use and very trustworthy. you can buy crypto, cash balance or credit its as easy as 123. Reviewed on: 13th June 2022

Best ever for me like it so much..

I’m using them from long time never had any problems. Reviewed on: 13th June 2022

Easy to use!

I use Pay Pal services for a while and what i can say its easy to use and the app 5 stars! Reviewed on: 13th June 2022

I Love this opportunity.

I use every month PayPal credit, it’s comfortable. Reviewed on: 13th June 2022

This is great!

Work really well with everything! I have not had any problems with paying for items online! Reviewed on: 13th June 2022

For making small dreams come true

Thanks to paypal, I was able to fulfill my little dreams by buying things that I needed for my hobby. Thank you very much and I recommend shopping 4 months 0% Reviewed on: 13th June 2022

Convenient 0% Offer for 4 months

I love using Paypal credit offer of 0% for all of my 99+ purchases because I get 4 months to settle it. Very convenient when buying home appliances and even multiple items I buy in an online site. Reviewed on: 13th June 2022

Paypal credit

I have used PayPal credit a few times and it is easy to use, convenient and a great way to spread out the cost of purchases without having to deal with credit card payments or interest. Reviewed on: 13th June 2022

Easy, affordable and many options available to spend responsibly

I have found PayPal credit really useful particularly the pay in 3 which allows me to spread the cost over 3 months affordably and allows me to have the things I want straight away without having to wait. Reviewed on: 13th June 2022

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