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PayPal: PayPal Credit reviews

4.73
Based on 142,737 reviews, last reviewed 19th Jun 2026
4225800% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Peace of Mind PayPal offers great consumer protection, if things go wrong. Reviewed on: 19th June 2026
Mr S's avatar
Mr S

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142737)

Professional Service

5
Always had a fabulous experience Reviewed on: 15th April 2026

PayPal credit is easy to use.

5
PayPal credit is easy to use. Good interest rate and option to buy now pay later without incurring charges. Reviewed on: 15th April 2026

Easy to work with

5
Great offers not pushy. Great selection of payment options. Reviewed on: 15th April 2026

Amazing service, Extremely proffessional

5
Amazing service, Extremely proffessional Reviewed on: 15th April 2026

Flexibility beyond belief

5
Flexibility beyond belief & excellent communication of account status, unlike any other bank Reviewed on: 15th April 2026

Good use of money, usually safe to use.

4
Good use of money, usually safe to use................................................................ Reviewed on: 15th April 2026

I find PayPal easy to use and good credit terms.

5
I find PayPal easy to use and good credit terms. Reviewed on: 15th April 2026

I like how many retailers accept PayPal.

5
I like how many retailers accept PayPal.plus the added bonus of new card. Reviewed on: 15th April 2026

PayPal has been great in supporting me with unexpect...

4
PayPal has been great in supporting me with unexpected purchases Reviewed on: 15th April 2026

always a good source of credit

5
always a good source of credit with good payment options Reviewed on: 15th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review