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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,126 reviews, last reviewed 20th Jun 2026
4243450% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No problem thank you I’ve been with them for years G... No problem thank you I’ve been with them for years Great Reviewed on: 20th June 2026
Anonymous's avatar
Anonymous

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143126)

0% interest over 12 months?

5
0% interest over 12 months? No brainer really. I've had it for a while now and it does come in handy, especially as now there are even more sites that are capable of using it as well. Reviewed on: 15th April 2026
Chris Paterson's avatar
Chris Paterson

Used Paypal for 8 years, and see no alternative.

5
I had been a user of Paypal for a few years before I applied for credit. It was just to buy a new oven I think. The lack of interest for a few months on expensive purchases was a godsend and I've never felt particularly pressured or harassed by them regarding repayment. All the information you need to know is easy to see and access and the overall lack of obfuscation is one of its big advantages (I've seen ) over alternatives. Paypal's versatile and pretty much accepted anywhere plus the options you have when it comes to how/when you spend your money is much appreciated. When I've needed a shop or indulgence (such as a really expensive gaming PC I got myself for my birthday last year) it came in clutch. Would heartily recommend Paypal/Paypal credit to people. Reviewed on: 15th April 2026
Locke H's avatar
Locke H

It’s very convenient to use.

5
It’s very convenient to use. And will allow you a lot of options to choose how to pay Reviewed on: 15th April 2026
Gian's avatar
Gian

Canusually get hold of someone if I have a dispute

5
Canusually get hold of someone if I have a dispute Reviewed on: 15th April 2026
Sharron Longley 's avatar
Sharron Longley

Very Good services and easy to use in every transact...

5
Very Good services and easy to use in every transactions Reviewed on: 15th April 2026
MR E ALMAIZ's avatar
MR E ALMAIZ

Excellent service & have never had a problem with Pa...

5
Excellent service & have never had a problem with PayPal. Used for many years. Reviewed on: 15th April 2026
Taryn I's avatar
Taryn I

Paypal gives me flexibility for my purchases as well...

5
Paypal gives me flexibility for my purchases as well as for my payments Reviewed on: 15th April 2026
Christine Grace Herce's avatar
Christine Grace Herce

It was easy to use compared to other products on the...

5
It was easy to use compared to other products on the market and it's great that I have been using Paypal for a decade. Reviewed on: 15th April 2026
Ashton's avatar
Ashton

Couldn’t be easier, straightforward and easy to unde...

5
Couldn’t be easier, straightforward and easy to understand. Reviewed on: 15th April 2026
Liam's avatar
Liam

Always provide good service easy to use and its none...

5
Always provide good service easy to use and its none for its trusty service Reviewed on: 15th April 2026
Terry Atkinson's avatar
Terry Atkinson

Review PayPal: PayPal Credit now

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