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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143255 reviews)

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4.73

Based on 143,255 reviews, last reviewed 20th Jun 2026

4249300% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use, several options for payments and use of... Ease of use, several options for payments and use of retailers that are compatible with this payment option. Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143255)

Great service

Great service….best promotion. Am loving the experience with my finance. Reviewed on: 15th April 2026

When I use PayPal I have the piece of mind that my m...

When I use PayPal I have the piece of mind that my money is protected and safe. Reviewed on: 15th April 2026

PayPal credit

Excellent service , no interest added if paid off in 4 months , credit on hand for large purchases, highly recommend Reviewed on: 15th April 2026

My experience has been great.

My experience has been great. Always get the credit that I want so know problems Reviewed on: 15th April 2026

Purchase flexibility

Great way to spread the cost of larger purchases without being tied to a 2/3 year re-payment plan Reviewed on: 15th April 2026

Easy to use

Very easy to use, fair rates, whenever I've needed to call for any help the staff go above and beyond to assist :) Reviewed on: 15th April 2026

Very easy to use and very helpful and friendly staff...

Very easy to use and very helpful and friendly staff its been useful to use Reviewed on: 15th April 2026

It is really straightforward love the pay in 3 .

It is really straightforward love the pay in 3 . The only thing I could ask for is when you use the 0% you could tap and pay that separately to. Reviewed on: 15th April 2026

A life saver, comes in so handy without debt.

A life saver, comes in so handy without debt. Reviewed on: 15th April 2026

Simple to use, available with most retailers online.

Simple to use, available with most retailers online. Reviewed on: 15th April 2026

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