Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 143,334 reviews, last reviewed 20th Jun 2026
4252900% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal help me out a lot financially. PayPal help me out a lot financially. It let me monthy. Thanks. Reviewed on: 20th June 2026
Royden c's avatar
Royden c

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143334)

I feel very secure when I use PayPal.

5
Whenever I need to make payments to new online businesses, I feel much more confident using PayPal because of the guarantee and security it provides. I also value that I can always contact customer service if needed, which gives me extra peace of mind. Reviewed on: 15th April 2026

Very powerful and always look after there customers...

5
Very powerful and always look after there customers and very secure site to use for almost everything strongly suggest that everyone need to have PayPal for life Reviewed on: 15th April 2026

Very user friendly snd efficient app easy to use

5
Very user friendly snd efficient app easy to use Reviewed on: 15th April 2026

Great for the collector

5
Easy to apply and very flexible. It's been a godsend for more expensive purchases, especially as a physical media collector Reviewed on: 15th April 2026

Had never any issues, best service

5
Had never any issues, best service Reviewed on: 15th April 2026

I have had no problem yet so it's all good...

5
I have had no problem yet so it's all good from my end Reviewed on: 15th April 2026

Very easy to use and set up.

5
Very easy to use and set up. Purchased electronics and the checkout was instant Instant decision and made my purchase easy Reviewed on: 15th April 2026

They are always reliable and the interest rate is qu...

5
They are always reliable and the interest rate is quite reasonable compared to other creditors Reviewed on: 15th April 2026

I could afford my holidays and shoppings

5
I could afford my holidays and shoppings Reviewed on: 15th April 2026

Fantastic

5
Easy and reliable, excellent customer service Reviewed on: 15th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 74321 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products