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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,381 reviews, last reviewed 20th Jun 2026
4254950% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I always look for PayPal for purchases, for the pro... I always look for PayPal for purchases, for the protection it gives. Reviewed on: 20th June 2026
Reb 's avatar
Reb

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143381)

Features and costumer servuce

5
Great costumer service.ALthough the features a bit confusing sometimes. Reviewed on: 15th April 2026
Melitta S's avatar
Melitta S

Very good experience and very east to use.

5
Very good experience and very east to use. Would recommend it to a friend Reviewed on: 15th April 2026
CherylLee McIntyre 's avatar
CherylLee McIntyre

Great easy to use app with lots of useful benefits...

5
Great easy to use app with lots of useful benefits Reviewed on: 15th April 2026
Duncan B's avatar
Duncan B

Excellent service & very Easy

5
Excellent service & very Easy fast service Reviewed on: 15th April 2026
Arfan's avatar
Arfan

PayPal credit.

5
Really enjoying the PayPal credit and also giving flexibility of using it as Apple Pay, any time and anywhere. The points system looks hard to achieve, needs to be bit more realistic. Reviewed on: 15th April 2026
Saira 's avatar
Saira

Brilliant

5
Use frequently repay in the term no hassle Reviewed on: 15th April 2026
Lee V's avatar
Lee V

Easy app

5
Easy app great ways to pay lots of options Reviewed on: 15th April 2026
kevin's avatar
kevin

Yes they have been good, there seemed to be a proble...

5
Yes they have been good, there seemed to be a problem with direct debt so just make sure I check myself now and pay as it is easier but on a whole a good service Reviewed on: 15th April 2026
Brendan S's avatar
Brendan S

Absolutely love PayPal.

5
Absolutely love PayPal. Payi n 3 is super handy, PayPal finance is easy to apply for and manage. The best provider of its kind Reviewed on: 15th April 2026
Richard L's avatar
Richard L

I used it to buy merchandise it was very easy to set...

5
I used it to buy merchandise it was very easy to set up and I was able to pay it back just as easily too Reviewed on: 15th April 2026
Anonymous's avatar
Anonymous

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