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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143428 reviews)

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4.73

Based on 143,427 reviews, last reviewed 20th Jun 2026

4257200% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great tracking, safe money Safe way to purchase with protection of your money and the transaction Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143428)

Easy to use, definitely recommend

Easy to use, definitely recommend Reviewed on: 15th April 2026

Paypal is great! use as a debit or credit card

Paypal is great it allows me to pay in 3 if necessary and also use as a credit card if i need it. It also has a points system which enables you to earn points which can transfer into money. Overall great and would recommend. Reviewed on: 15th April 2026

Great feature, allows me to receive money from the U...

Great feature, allows me to receive money from the USA with ease and also has great conversion rate. Most recently I have been enjoying the promotional offer for no interest and the pay In 3 plan Reviewed on: 15th April 2026

Never had any problems and always easy to use app wh...

Never had any problems and always easy to use app when I needed help with something they were very polite friendly and helped me resolve it Reviewed on: 15th April 2026

I am using PayPal very often

I am using PayPal very often, never disappointed, repayments are very flexible, I recommend! Reviewed on: 15th April 2026

Service provision

Excellent efficient service, available when you need it the most. Quick access to your account with great added security that gives you peace of mind when you are shopping online. Good tracking of items that have been ordered and delivery times provided. Reviewed on: 15th April 2026

I use PayPal for my every day expenses.

I use PayPal for my every day expenses. I find PayPal really flexible and I find using different payment methods help me with budgeting finances. There is also the opportunity to collect points and use them against purchases. I would definitely recommend to friends and family. Reviewed on: 15th April 2026

Gives more flexibility with higher payments now a ca...

Gives more flexibility with higher payments now a card is available with the 4 months intrest free Reviewed on: 15th April 2026

Very good and quick service!

Very good and quick service! I will recommend PayPal services Reviewed on: 15th April 2026

4 months intrest free on purchase over £100 cant bea...

4 months intrest free on purchase over £100 cant beat that and i made a payment for items off a shop but items never came contacted paypal on my account and received a refund instantly Reviewed on: 15th April 2026

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