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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,402 reviews, last reviewed 18th Apr 2026
2267400% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Positive experience using PayPal. I have a very positive experience using PayPal. The platform is easy to use, secure, and makes sending and receiving payments quick and hassle-free. T... Read more Reviewed on: 18th April 2026
Zee s's avatar
Zee s

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75402)

Best friend in your wallet

5
I do not know how many times PayPal saved me from embarrassing moments. PayPal Credit is my go to financial instrument in online shopping and transfer among friends. Easy to use, never lets you down, covers you for all your needs. Reviewed on: 14th June 2022
Murat's avatar
Murat

So easy .

5
Love the fact I can view all my transaction fast check out and security is great . Reviewed on: 14th June 2022
Tanya Griffiths-ford's avatar
Tanya Griffiths-ford

The Most reliable credit card

5
PayPal credit has been the best credit card company so far, very reliable, fair interest. I will recommend it any time any day. Reviewed on: 14th June 2022
Chidozie 's avatar
Chidozie

No hidden numbers

5
Been using for nearly a year and have no problems what so ever Reviewed on: 14th June 2022
mattday2@hotmail.com's avatar
[email protected]

Useful credit

4
PayPal provide a valuable service for buying valuables Reviewed on: 14th June 2022
Kevin's avatar
Kevin

Best credit

5
I am really happy with the service, it helped me when I was struggling, and since I am in university, my money are really limited, but I am happy with the service that paypal still gives to me. Reviewed on: 14th June 2022
Ridwaan Safarally's avatar
Ridwaan Safarally

Simple, Quick and easy

4
Great services that is quick and easy to use. Mobile app and web accounts well layed out. Easy to view required information. Only slight downside is now physical card for use in stores and relies on vendor support to accept. Reviewed on: 14th June 2022
TheStoka's avatar
TheStoka

credit

5
Good company offers credit at a reasonable rate. ensures limit is acceptable making sure you agree to any increase which you can turn down interest free available Reviewed on: 14th June 2022
jean herbert's avatar
jean herbert

Great Credit Facility

5
The credit helped in this trying times. Very grateful. Reviewed on: 14th June 2022
Wolfgang Ezeh's avatar
Wolfgang Ezeh

Wide accessibility & easy to manage digitally

5
I love that you can check out with PayPal across most online retailers securely, quickly and easy with minimal effort. Managing your credit account on PayPal is very simple, the application is user friendly and easy to navigate. Customer service is also responsive and normally resolves issues on the same day Reviewed on: 14th June 2022
Jezelle 's avatar
Jezelle

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