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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,719 reviews, last reviewed 21st Jun 2026
4270450% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and versatile. Easy and versatile. A number of purchase options available make it easier to plan your purchase and payment Reviewed on: 21st June 2026
CCRN's avatar
CCRN

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143719)

Interest rate is less than other cards

5
Interest rate is less than other cards Reviewed on: 15th April 2026
Zara's avatar
Zara

Great service use it everyday.

5
Great service use it everyday. Use the pay in 3, credit and also have the card. The customer service is second to none, always get through to someone and always very clear and helpful. Reviewed on: 15th April 2026
Andy Armstrong's avatar
Andy Armstrong

Excellent customer service and solved all my problems

5
Excellent customer service and solved all my problems Reviewed on: 15th April 2026
John J's avatar
John J

Simple efficient effective great offers

5
Simple efficient effective great offers Reviewed on: 15th April 2026
steve g's avatar
steve g

Does what you need it to.

5
Does what you need it to. Never had any issues with it, simple, quick and easy to use Reviewed on: 15th April 2026
Jade H's avatar
Jade H

I use PayPal to pay for things as if anything went w...

5
I use PayPal to pay for things as if anything went wrong PayPal would sort it out .its sercurity knowing they are there for you .its quick and easy to use would recommend to family and friends Reviewed on: 15th April 2026
Shirley f's avatar
Shirley f

Highly recommended

5
Always easy to use and over a wide range of places. Always good at reminding you at make payments and now it’s easier to do so! Would definitely recommend. Reviewed on: 15th April 2026
Tee J's avatar
Tee J

I am quick to use PayPal.

5
I am quick to use my credit with PayPal. They are clear with the amount you borrow and the date on when payment needs to be made. No hidden fees. Reviewed on: 15th April 2026
Gloria 's avatar
Gloria

Peace of Mind with PayPal

5
PayPal makes it easy to raise and resolve claims, giving me confidence and peace of mind about my money. Reviewed on: 15th April 2026
Kanish Mukhia's avatar
Kanish Mukhia

The quick and very convenient way to make payments

5
Quick and easy to use, PayPal is linked to a lot of selling websites which makes paying easy and very easy to spread to cost on the larger pirchaes. And PayPal trusted by many websites so makes payment convenient. Reviewed on: 15th April 2026
Joy J's avatar
Joy J

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