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PayPal: PayPal Credit reviews

4.90
Based on 76,254 reviews, last reviewed 18th Apr 2026
2345600% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, no problems using the service throughout. Easy to use, no problems using the service throughout. Reviewed on: 18th April 2026
Clara's avatar
Clara

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76254)

PayPal we won't let you down

5
Been with PayPal many years now when I've had bad experience with purchases I've always had great help and cooperation from my PayPal credit account can't fault them use your account well and you can't go far wrong paypal 10/10 for me .great company and one happy customer here I would recommend anyone to give them a try . Reviewed on: 8th July 2022

Really handy and really helpful

5
PayPal credit has saved me this year. In a time where costs are rising, it’s tough. But PayPal credit has allowed me to still do the things I want to do and Pay back in affordable amounts Reviewed on: 8th July 2022

It is amazing

5
I love PayPal it’s my go to whenever shopping online. It’s so easy and safe to use. Reviewed on: 8th July 2022

It helped me when I needed more!

5
I wanted to buy an iPhone and I could not afford it. PayPal offered me a great deal with no interest. Just amazing Reviewed on: 8th July 2022

Very convenient

5
Having PayPal credit is very convenient and easy to use Reviewed on: 8th July 2022

Great service

5
Used for a very long time now, great service and always there when you need help with anything Reviewed on: 8th July 2022

Go PayPal.

5
Simple and easy to use. A must for on-line shopping. Great service. Reviewed on: 8th July 2022

Efficient friendly and trustworthy

5
I feel safe using PayPal for my purchases and find them very reliable. They are user friendly and have always provided me with a speedy and excellent service. Reviewed on: 8th July 2022

Best credit by far

5
Great credit app. Helps me along with the 4 months interest free service Reviewed on: 8th July 2022

Peace of mind

5
Since I got the PayPal credit I am literally free of mind about my purchases, no need to bother about interest rates any more, anything above £99 I am paying it within 4 months of interest free, I am loving it Reviewed on: 8th July 2022

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Help others make smarter decisions by sharing your own experience. Write a review