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PayPal: PayPal Credit reviews

4.73
Based on 143,929 reviews, last reviewed 21st Jun 2026
4280050% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Payment options are quite handy. Payment options are quite handy. Availability across vendors is great. Options to pay later are great. Reviewed on: 21st June 2026
Luis Santos's avatar
Luis Santos

Latest lowest rating:

2

Worst customer service ever. PayPal + is really the only redeeming feature of the whole operation. It’s worth dealing with the appalling customer service, delayed refunds and endl... Read more Reviewed on: 21st June 2026
Stephanie S's avatar
Stephanie S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143929)

Payment terms useful

5
I find I use the Payment terms to be really useful, interest free for 4 months or pay in 3. App is fairly clear as to whats happening Reviewed on: 15th April 2026

Always PayPal

5
Good , PayPal helped always like a family of friend Reviewed on: 15th April 2026

Very easy to use

5
Very easy to use and makes purchases easier and affordable .Also gives plenty of time to let you know when payment is due. Reviewed on: 15th April 2026

It's been great.

5
It's been great. So far so good except dr late payment charges which are unnecessary Reviewed on: 15th April 2026

Fantastic easy to use and gets me points on all my s...

5
Fantastic easy to use and gets me points on all my shopping Reviewed on: 15th April 2026

Very easy to use & good features

5
Very easy to use & good features Reviewed on: 15th April 2026

Great payment service the app is easy to use and sec...

5
Great payment service the app is easy to use and secure. Reviewed on: 15th April 2026

Best experience so far.

5
Best experience so far. I would recommend PayPal to anyone. Tested! Trusted! Reliable! I needed to make a payment and I was worried at that point, but thankfully PayPal was an option for payment. I opted for the option and I was able to repay in 4 months without any interest. 0% interest free. Reviewed on: 15th April 2026

Easy and quick, love it.

5
Easy and quick, love it. It allows me to buy things I need but paying in parts which is more affordable Reviewed on: 15th April 2026

Ive experienced excellent quick and transparent cust...

5
Ive experienced excellent quick and transparent customer service Reviewed on: 15th April 2026

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