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PayPal: PayPal Credit reviews

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4.90
Based on 76,114 reviews, last reviewed 18th Apr 2026
2332500% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast easy to use and nice rewards. Fast easy to use and nice rewards. Reviewed on: 18th April 2026
Bazza's avatar
Bazza

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76114)

Amazing service! Highly recommended.

5
I was using Paypal Credit for the last few years and their 0% policy for the first 4 months + the ability to pay with Paypal on almost every service around the world makes shopping so convenient! The ability to spread the cost combined with accessibility and a friendly user portal is just a total winner <3 Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

helpful and amazing

5
I got so many stuff for my room within one day and that's amazing and was super helpful Reviewed on: 8th July 2022
Alireza Hamid's avatar
Alireza Hamid

Safe and Easy to use

5
I always feel safe using paypal with my online purchases. It is also very convenient to use! Reviewed on: 8th July 2022
Jaira Marie Avila's avatar
Jaira Marie Avila

Quick and hassle-free credit

5
Quick and easy hassle free credit would recommend to anybody Reviewed on: 8th July 2022
alex masciopinto's avatar
alex masciopinto

Perfect for online shopping

5
A simple to use online credit card Reviewed on: 8th July 2022
Colin Green's avatar
Colin Green

Best way to shop

5
Absolutely love PayPal credit! It’s so handy and easy to use! I use it almost everyday Reviewed on: 8th July 2022
Rshah's avatar
Rshah

Convenient and Reassuring

4
Paypal Credit allows you to easily make payment for the goods being purchased but is backed by stringent checking and timely reporting of use. I Like the option of spreading repayments. Reviewed on: 8th July 2022
Jon's avatar
Jon

Excellent service

5
Fast, reliable and secure money transfer. Very accessible. Helpful when it times of financial needs. Will recommend to others. Reviewed on: 8th July 2022
Karen's avatar
Karen

Useful and easy to understand

5
Useful and easy to understand. Defer payment for an easier time at a reasonable interest rate Reviewed on: 8th July 2022
John Templeton's avatar
John Templeton

Great

5
Best thing I did getting the paypal credit, great to spread the cost over 3 months Reviewed on: 8th July 2022
Dave's avatar
Dave

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