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PayPal: PayPal Credit reviews

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4.90
Based on 75,955 reviews, last reviewed 18th Apr 2026
2318200% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant service would recommend to anyone Brilliant service would recommend to anyone Reviewed on: 18th April 2026
Declan H's avatar
Declan H

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75955)

Spreading the cost, knowing you wont pay a penny in interest

5
Vast range of websites accepting paypal credit as its a reputable lender, allows you to spread the cost of expensive items and top notch support when you need it. Reviewed on: 8th July 2022
Robert Hearns's avatar
Robert Hearns

Yeah, it's helped out loads.

5
As the title suggests, it's really good and has helped me out in a tight bind. Reviewed on: 8th July 2022
Joshua Wuczke's avatar
Joshua Wuczke

Great alternative payment method

5
A great way to spread the cost - feel safe and secure using PayPal credit for my payments Reviewed on: 8th July 2022
beth.hunt@hotmail.co.uk's avatar
[email protected]

Flexible repayment options

5
Excellent customer service, easy to apply Reviewed on: 8th July 2022
Doris's avatar
Doris

PayPal credit

5
Always there when I need it and super easy to pay off in instalments! They always do deals for 0% interest on some purchases too. Reviewed on: 8th July 2022
Samantha 's avatar
Samantha

Great experience .

5
Very handy if you're looking quick 0% loan, definitely use it again. Reviewed on: 8th July 2022
Dawid's avatar
Dawid

First class service and provider

5
First class service and provider very easy to use and stay on top of . Reviewed on: 8th July 2022
stephen rogers's avatar
stephen rogers

Good service

5
Easily got it, and it helped the most Reviewed on: 8th July 2022
alinaloredanaratcu@gmail.com's avatar
[email protected]

Excellent service in simple steps

5
PayPal Credit is the best way helping spread the cost of my purchase and giving me more time to enjoy summer moments with friends & family. Reviewed on: 8th July 2022
armantzera@yahoo.com's avatar
[email protected]

Easy to use

5
Easy to use, 4 months at 0% is perfect for me ans the app is very clear and easy to navigate Reviewed on: 8th July 2022
Karolina Piwowarczyk's avatar
Karolina Piwowarczyk

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