Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75790 reviews)

View other PayPal products

4.90

Based on 75,790 reviews, last reviewed 18th Apr 2026

2303500% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fab service, extremely convenient & easy to navigate Fab service, extremely convenient & easy to navigate Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (75790)

Very efficient way to buy

Easy to use. Allows people to buy goods with no pressure attached. Fantastic terms. 0% offered. Reviewed on: 8th July 2022

My PayPal

I use PayPal for all my purchase, they’re excellent, safe and secure. PayPal bravo to you. Reviewed on: 8th July 2022

PayPal credit is so convenient and useful

Love my PayPal credit. Always easy to use and convenient to have to hand for new purchases! PayPal always offer support and have great customer service. Reviewed on: 8th July 2022

PayPal credit is so easy to use

PaylPal credit is such an easy tool to use, with just a few clicks, you can make your online purchase and have extra time to make the payment. Reviewed on: 8th July 2022

It is great, very helpful.

It is great and very useful. It helps with needing to buy extra things Reviewed on: 8th July 2022

Good service

Good customer service. I am loving use it. Reviewed on: 8th July 2022

pay pal is the best

pay pal is the safest for paying on line I would recomend to anyone 1`09% Reviewed on: 8th July 2022

PayPal

Can’t say nothing wrong about PayPal they are brilliant there everywhere Reviewed on: 8th July 2022

Just so convenient to able to even out the payments

PayPal Credit is really easy to manage and let’s you even out payments to make the more expensive items easier to buy by spreading the cost over a few months. Reviewed on: 8th July 2022

So worth it

Excellent for buying and paying online purchases and safe Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 34487 reviews
Credit card
from PayPal 4.92 from 61 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub