Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,084 reviews, last reviewed 21st Jun 2026
4287000% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had any issues with payment Never had any issues with payment Reviewed on: 21st June 2026
Sarah S's avatar
Sarah S

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (144084)

Paypal credit is excellent, clear and easy to naviga...

5
Paypal credit is excellent, clear and easy to navigate and set up. Good visability of amount due and payment terms and reminders so you can stay on top of everything Reviewed on: 15th April 2026
Laura M's avatar
Laura M

Quick and easy to use app

5
Easy way to repayment easy use app Reviewed on: 15th April 2026
Kamil 's avatar
Kamil

Always understanding and helpful.

5
Always understanding and helpful. There when you need them. They give great advice when you need it and only have your best interest in mind when advising on how to keep up with payments ect. Reviewed on: 15th April 2026
jonathan's avatar
jonathan

Always there in a pinch.

5
Always there in a pinch. Always reliable. Reviewed on: 15th April 2026
K S's avatar
K S

Great way to pay

5
Been with PayPal a little while now & never had problems it’s been a saving grace- refunds , help with customer service team have been great, thanks team pay pal :) Reviewed on: 15th April 2026
Sharyn M's avatar
Sharyn M

Makes every transaction smooth a easy.

5
Makes every transaction smooth a easy. Reviewed on: 15th April 2026
James G's avatar
James G

Very nice speaking to costumer service

5
Very nice speaking to costumer service Reviewed on: 15th April 2026
Sonia E's avatar
Sonia E

Excellent experience

5
Excellent experience since starting till now. Get help from paypall Reviewed on: 15th April 2026
Saima Butt's avatar
Saima Butt

Happy customer

5
PayPal gives me piece of mind when paying for transactions Reviewed on: 15th April 2026
Geoffrey C's avatar
Geoffrey C

good service and a useful way to pay

4
good service and a useful way to pay Reviewed on: 15th April 2026
Tracey L's avatar
Tracey L

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill