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PayPal: PayPal Credit reviews

4.73
Based on 144,272 reviews, last reviewed 21st Jun 2026
4295650% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best decision i made getting a card Best decision i made getting a card Reviewed on: 21st June 2026
Judy Acheson 's avatar
Judy Acheson

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144272)

Such an easy system straight forward and accessible...

5
Such an easy system straight forward and accessible to all you can purchase s wide range if goods and any purchase issues very good customer support to sort issues out Reviewed on: 15th April 2026

So handy having the pay in three option with PayPal...

5
So handy having the pay in three option with PayPal I use it a lot especially when buying clothes as it means I can get them home and try them without paying out the full amount in case they don’t fit etc . Reviewed on: 15th April 2026

Paypal is the way forward

5
I always use PayPal where available. It’s simple fast and you have options to pay back which is brilliant. Well done Paypal! Reviewed on: 15th April 2026

Convenient, simple safe and secure good value and v.

5
Convenient, simple safe and secure good value and v. Good customer service Reviewed on: 15th April 2026

No issues whatsoever!

5
No issues whatsoever,.customer service always very helpful Reviewed on: 15th April 2026

Always good can't fault.

5
Always good can't fault. The PayPal credit is great to always use for big purchases. Reviewed on: 15th April 2026

Great service

5
Always happy with this service willing to please Reviewed on: 15th April 2026

Such an easy way to spend your money and to keep you...

5
Such an easy way to spend your money and to keep your spending in check. A great way of stretching your finances to their full capacity Pay Pal just makes life so easy with the App being so easy to use! Reviewed on: 15th April 2026

I love PayPal

5
Never had an issue when using PayPal Reviewed on: 15th April 2026

PayPal credit is fantastic!

5
PayPal credit is fantastic. Being able to make use of the promotional 4 months 0% has been extremely useful for me. It is a great platform, and I’m very glad to have access to it Reviewed on: 15th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review