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PayPal: PayPal Credit reviews

4.73
Based on 144,223 reviews, last reviewed 21st Jun 2026
4293350% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is accessible various payment options to prot... PayPal is accessible various payment options to protect your money. Reviewed on: 21st June 2026
Caroline s's avatar
Caroline s

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144223)

Always handy to have

5
Very easy to use app and the credit becoming more widespread is very handy. I’ve found it especially useful to send money to family/ friends quickly and with ease. The option to use the credit with 0% for a few months has also been a lifesaver in emergencies. Reviewed on: 15th April 2026

Easy breezy

5
I found using PayPal to make payments very convenient and very straightforward Reviewed on: 15th April 2026

I have never had a problem

5
I have never had a problem with the service and am confident that my purchases are secured against bogus retailers. Reviewed on: 15th April 2026

Zuikuyis

5
Very good, evething perfect. I soo happy paypal Reviewed on: 15th April 2026

Hassle free way to pay for purchases.

5
Hassle free way to pay for purchases. And good credit rate too. Reviewed on: 15th April 2026

Very fast and reliable when doing buisness and if an...

5
Very fast and reliable when doing buisness and if any problems with orders they are quick to help you Reviewed on: 15th April 2026

Been using it for years never an issue

5
Been using it for years never an issue Reviewed on: 15th April 2026

Easy to use and follow when making a payment the pro...

5
Easy to use and follow when making a payment the process is easy Reviewed on: 15th April 2026

I have used paypal for a few years now, it makes sho...

5
I have used paypal for a few years now, it makes shopping on line so much easier. I feel secure and confident using paypal. I like that paypal deal with issues with the seller if you cannot get a resolution yourself. Reviewed on: 15th April 2026

Ease to pay by Paypal

5
I bought a product with Paypal it was so easy to pay back the total amount. Reviewed on: 15th April 2026

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