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PayPal: PayPal Credit reviews

4.90
Based on 75,437 reviews, last reviewed 18th Apr 2026
2270700% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

PP is very easy to use to pay for goods, and the pay... PP is very easy to use to pay for goods, and the pay in 3 is excellent. Reviewed on: 18th April 2026
Kerry W's avatar
Kerry W

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75437)

Absolutely amazing

5
Very quick and handy service Reviewed on: 13th June 2022

Just amazing

5
I have used this to buy big items Reviewed on: 13th June 2022

Best and easy credit

5
Joined credit scheme last year and it’s just amazing, from any payments big or small I always use PayPal and cannot recommend it enough. It’s so easy to use and their payment schemes makes shopping online more fun and hassle free. Love love love Reviewed on: 13th June 2022

Trusted

5
most trusted payment metod. always using paypal if possible. Reviewed on: 13th June 2022

Best credit provider so far in 2022

5
Having excellent experience with them. It's been few years now. Never had any problems. Offers are on spot and customer service is great. Reviewed on: 13th June 2022

Good limit, poor options

2
PayPal Credit is useful for only certain things (and it's not always clear where it will be eligible for use...!) Reviewed on: 13th June 2022

A fast and easy way to send and receive money

5
We already know that PayPal is a great option for sending and receiving money and the PayPal Credit facility is a nice addition to their service. It is easy to apply for and a decision is given very quickly. Many companies accept PayPal and PayPal credit and I find it more convenient than many other cards or payment systems Reviewed on: 13th June 2022

PayPal is the BEST

5
I use only PayPal!!! I am not doing any payment without PayPal! Reviewed on: 13th June 2022

Best

5
Never had problem anything I have asked quickly dealt with Reviewed on: 13th June 2022

Convenient, Easy to Access & Great Offers

5
Never been more happy with Paypal. Have saved a lot through interest free payments on a multiple of purchases. Very transparent & clear on charges, and customer communication. Reviewed on: 13th June 2022

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