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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,327 reviews, last reviewed 22nd Jun 2026
4298000% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

5* love it PayPal is absolutely brilliant - safe - makes you feel at ease and can shop comfortablely! Reviewed on: 22nd June 2026
N N H's avatar
N N H

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144327)

Fast and reliable, very dependable.

5
Fast and reliable, very dependable. I was skeptical at first but once o tried it, it's was simple and easy. Great service Reviewed on: 15th April 2026
Anthony A's avatar
Anthony A

Very easy to use.

5
Very easy to use. Amazing customer service and assistance. Would recommend to all. Reviewed on: 15th April 2026
Megan M's avatar
Megan M

Always easy and straightforward to use

5
Always easy and straightforward to use! The app is good and keeps me in control of my spending. Easy to navigate and is useful for buying things when funds are a little tight! You can keep on top of your payments and not have to stress. Reviewed on: 15th April 2026
Natasha 's avatar
Natasha

I like the different ways I can pay for things

5
I like the different ways I can pay for things Reviewed on: 15th April 2026
Martyn W's avatar
Martyn W

A1Very good service and excellent

5
Very good service and excellent around experience well recommended Reviewed on: 15th April 2026
Jerry f's avatar
Jerry f

Always positive outcomes so far so good.

5
Always positive outcomes so far so good. Love the options of delaying payments. Reviewed on: 15th April 2026
Deborah B's avatar
Deborah B

Everything is easy to understand and navigate excell...

5
Everything is easy to understand and navigate excellent all round. Reviewed on: 15th April 2026
Jonathan Musgrave (Iconicthong)'s avatar
Jonathan Musgrave (Iconicthong)

Grateful

5
Easy to use, low interest, or zero interest if paid in 3 or 4 depending on amount. Reviewed on: 15th April 2026
Anonymous's avatar
Anonymous

Gave me a lift

5
Gave me a lift when I needed it has been there with credit and customer service Reviewed on: 15th April 2026
Mick F's avatar
Mick F

Reliable Financial Flexibility

5
I've had a very positive experience with PayPal Credit. It offers the flexibility I need for unexpected expenses or larger buys. The transparent terms and the ease of managing everything through a single login make it a top-tier credit service. Highly recommended for those who want a secure and efficient way to buy now and pay later Reviewed on: 15th April 2026
Amin's avatar
Amin

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