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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144316 reviews)

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4.73

Based on 144,316 reviews, last reviewed 22nd Jun 2026

4297450% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to pay I like that PayPal take scamming very seriously. An makes it easy to get my money back. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144316)

Very easy to use.

Very easy to use. Amazing customer service and assistance. Would recommend to all. Reviewed on: 15th April 2026

Always easy and straightforward to use

Always easy and straightforward to use! The app is good and keeps me in control of my spending. Easy to navigate and is useful for buying things when funds are a little tight! You can keep on top of your payments and not have to stress. Reviewed on: 15th April 2026

I like the different ways I can pay for things

I like the different ways I can pay for things Reviewed on: 15th April 2026

A1Very good service and excellent

Very good service and excellent around experience well recommended Reviewed on: 15th April 2026

Always positive outcomes so far so good.

Always positive outcomes so far so good. Love the options of delaying payments. Reviewed on: 15th April 2026

Everything is easy to understand and navigate excell...

Everything is easy to understand and navigate excellent all round. Reviewed on: 15th April 2026

Grateful

Easy to use, low interest, or zero interest if paid in 3 or 4 depending on amount. Reviewed on: 15th April 2026

Gave me a lift

Gave me a lift when I needed it has been there with credit and customer service Reviewed on: 15th April 2026

Reliable Financial Flexibility

I've had a very positive experience with PayPal Credit. It offers the flexibility I need for unexpected expenses or larger buys. The transparent terms and the ease of managing everything through a single login make it a top-tier credit service. Highly recommended for those who want a secure and efficient way to buy now and pay later Reviewed on: 15th April 2026

Minor issues but generally reliable

It's credit and can sometimes be hard to see interest if you have several offers. Also order button for physical credit card seemed broken every time I tried. Other than these minor issues it has been reliable an easy to find things. The UI isn't made fancy but it works to do what you need in tracking your spending Reviewed on: 15th April 2026

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