Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 144,312 reviews, last reviewed 22nd Jun 2026
4297300% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable, clear and helpful. The general day to day online payment, the use of credit and the flexibility to pay off the credit - all of these provided by PayPal are excellent eff... Read more Reviewed on: 22nd June 2026
Mohammad Khan's avatar
Mohammad Khan

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144312)

Happy customer

5
PayPal is easy to access, they have helped me deal with disputes and kept me up to date with any progress regarding claims. The security aspect of signing into the account gives me confidence that no one else can access my account. Reviewed on: 15th April 2026

Awesome forever

5
Really great customer service. Payments are quick and the staff is professional. Great work Reviewed on: 15th April 2026

Very handy and easy to use access and take payments...

4
Very handy and easy to use access and take payments Reviewed on: 15th April 2026

I know my money is safe, with PayPal.

5
I have used PayPal for many years. I know that PayPal is trustworthy and your money is safe. I will continue to recommend it to everyone. Reviewed on: 15th April 2026

It’s good but it’s need to updated the app

3
It’s good but it’s need to updated the app Reviewed on: 15th April 2026

Fast and reliable, very dependable.

5
Fast and reliable, very dependable. I was skeptical at first but once o tried it, it's was simple and easy. Great service Reviewed on: 15th April 2026

Very easy to use.

5
Very easy to use. Amazing customer service and assistance. Would recommend to all. Reviewed on: 15th April 2026

Always easy and straightforward to use

5
Always easy and straightforward to use! The app is good and keeps me in control of my spending. Easy to navigate and is useful for buying things when funds are a little tight! You can keep on top of your payments and not have to stress. Reviewed on: 15th April 2026

I like the different ways I can pay for things

5
I like the different ways I can pay for things Reviewed on: 15th April 2026

A1Very good service and excellent

5
Very good service and excellent around experience well recommended Reviewed on: 15th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 75031 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products