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PayPal: PayPal Credit reviews

4.90
Based on 102,815 reviews, last reviewed 9th May 2026
2398300% increase in 5 star reviews
in the past 90 days
7000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Widely accepted. Widely accepted. 0% offer very useful to spread out payments. Reviewed on: 9th May 2026
Nick B's avatar
Nick B

Latest lowest rating:

1

Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Reviewed on: 9th May 2026
Simon Feasey's avatar
Simon Feasey

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102815)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Safe buying and transfering money

5
Safe buying and transfering money Reviewed on: 5th May 2026

Very easy to use.

5
Very easy to use. Range of payment options is helpful. I especially like pay in 3 as it helps me spread the cost and stay in budget. I also like that it’s a regular option when purchasing goods. This means my payment details are secure and transferred to seller without me having to type them in or store on Sellers’s website. . Reviewed on: 5th May 2026

Good returns support, good customer support .

4
Good returns support, good customer support . Reviewed on: 5th May 2026

I like using PayPal credit It’s quick and easy for...

5
I like using PayPal credit It’s quick and easy for online shopping. Reviewed on: 5th May 2026

PayPal credit is the best I’ve used !!

5
PayPal credit is great for items that can’t be afforded all at once and being able to pay it up is amazing. I’m able to order birthdays, Christmas etc and not worry about paying big prices all at once. I would 100% recommend this to anyone. Reviewed on: 5th May 2026

Enjoyable experience using PayPal.

5
Enjoyable experience using PayPal. It has provided me a number of benefits such as PayPal credit, ability to get paid for American companies in dollars, as well as a efficient way to track my purchases and dispute faulty items with sellers Reviewed on: 5th May 2026

Experience.

5
If you follow rules, all good. Never late payment. Nice or all most every site accepts PayPal. Reviewed on: 5th May 2026

Use cbest everredit facilities and really good

5
Use credit facilities and really good Reviewed on: 5th May 2026

Good overall

4
I have good experience with PayPal Reviewed on: 5th May 2026

safe to use for shopping

5
I use because it is safe to use for shopping and they protect my purchases Reviewed on: 5th May 2026