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PayPal: PayPal Credit reviews

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4.90
Based on 77,098 reviews, last reviewed 19th Apr 2026
2424200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using PayPal for a decade and I don't have... I've been using PayPal for a decade and I don't have any issues, it works very well and thank you PayPal credit. Reviewed on: 19th April 2026
Dee's avatar
Dee

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77098)

Best to use and very transparent billings

5
PayPal credit is best to use with permanent offer for 4 months credit and no charges applied and pay by min. statement due. Reviewed on: 13th June 2022
Vivek Gupta's avatar
Vivek Gupta

WoW Awesome product

5
This is the best credit card service I have seen ever just awesome and easy to use Reviewed on: 13th June 2022
Hrishabh Pandey's avatar
Hrishabh Pandey

Convenient

5
PayPal has helped me manage my debt and the interest-free period has been a life saver! Highly recommend Reviewed on: 13th June 2022
Temitope F's avatar
Temitope F

Super and thanks again

5
..Good company with little to no quick decisions Reviewed on: 13th June 2022
Andrzej 's avatar
Andrzej

Excellent, fast and efficient service

5
Love using PayPal credit. No issues Reviewed on: 13th June 2022
Abs 's avatar
Abs

Outstanding

4
Outstanding easy to use Always reliable credit line available instantly never had a problem so far has help me handsomely has been critical to me. PayPal credit app is just brilliant a lot of hard work and effort by PayPal definitely I recommend few friends who already joined a bonus point PayPal credit app graphics user interface is excellent definitely a care and thought put in by PayPal Every details are very clearly explained especially the credit agreement Aswel as every term's and conditions finally I'll say no complaints thanks Reviewed on: 13th June 2022
raheez khan's avatar
raheez khan

Easy access

5
I have found that the credit is there when I need it, without having to go through long forms and how reliable it is. Reviewed on: 13th June 2022
edwina_mitchell@hotmail.com's avatar
[email protected]

Great service all round

5
Great easy and quick to set up and secure Reviewed on: 13th June 2022
Keithyj's avatar
Keithyj

Easy to use

5
Been using PayPal credit for a couple of years now. Always easy to access and use. Easy to understand Reviewed on: 13th June 2022
Robert Chrystie's avatar
Robert Chrystie

One word , excellent !!!!!!

5
0% interest for 4 months , what more can you want ? Easy to make payments anytime too . Reviewed on: 13th June 2022
richard Hodgson's avatar
richard Hodgson

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