Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105513 reviews)

View other PayPal products

4.90

Based on 105,513 reviews, last reviewed 13th May 2026

2522750% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve had a consistently positive experience with Pay... I’ve had a consistently positive experience with PayPal. The platform is easy to use, payments are secure, and it makes managing transactions simple a... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105513)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Fast acceptance, easy to understand terms

I used PayPal credit to purchase my furniture from ikea for my first flat on my own. It was super easy to set up payments, I was accepted quickly and everything was explained well. I like how I can see how much is left to pay on the app, and it’s easy to make additional payments if I want to. Reviewed on: 12th May 2026

Professional, accommodating, resolving.

Professional, accommodating, resolving. , Reviewed on: 12th May 2026

Great start, easy to set up and good app support...

Great start, easy to set up and good app support Reviewed on: 12th May 2026

Jolly times......

So easy to use and great service when in need highly recommend Reviewed on: 12th May 2026

PayPal Credit is very convenient.

PayPal credit is super handy. They've got all sorts of payment options, depending on what you need or how you like to pay. It makes things affordable, whether it's something urgent or you're just a bit short on cash. Reviewed on: 12th May 2026

Used paypal forever.

Used paypal forever. Secure and easy to use. I feel better when I use it as it gives me an extra layer of protection. Love the credit, pay in 3 option and the new debit card. Reviewed on: 12th May 2026

Excellent interst free options

The interest free options offered by PayPal credit allows me to plan my finances and makes those unexpected purchases like needing a new household appliance stress free. Reviewed on: 12th May 2026

Great payment alternative

I use paypal all the time as it is a safe way to pay Reviewed on: 12th May 2026

Iterest free

Easy to use, I like the interest free option when paid in full within the time limit. Reviewed on: 12th May 2026

PayPal Credit

Really easy to jeep up to date via the user friendly app. Everything is clear, easy to manage and PayPal credit offers good competitive rates. Reviewed on: 12th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 49990 reviews
Payments
from PayPal 4.91 from 3712 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub