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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146230 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146230)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Never had any problems and service was very good

Never had any problems and service was very good Reviewed on: 27th June 2026

Excellent service

Excellent service, never lets you down Reviewed on: 27th June 2026

I’ve just started using PayPal for Credit and my exp...

I’ve just started using PayPal for Credit and my experience has been great. Customer service so far has been excellent. Reviewed on: 27th June 2026

PayPal service is of premium quality

PayPal service is of premium quality, the staff are patient professionals. Reviewed on: 27th June 2026

Offers lots of services.

Offers lots of services. Easy to use and navigate the app. PAYPAL is safe and reliable to use. Reviewed on: 27th June 2026

Never had an issue with PayPal Credit, easy to arran...

Never had an issue with PayPal Credit, easy to arrange, smooth set up, payment due notifications received timely. Customer service are always friendly, show empathy and are always experienced Reviewed on: 27th June 2026

So easy to follow and apply thank you

So easy to follow and apply thank you Reviewed on: 27th June 2026

Very easy and fast process for purchases and applying.

Very easy and fast process for purchases and applying. Reviewed on: 27th June 2026

A trustworthy company with excellent rewards scheme.

A trustworthy company with excellent rewards scheme. Very convenient and accepted in most online vendors.! Reviewed on: 27th June 2026

Never a problem with PayPal .

Never a problem with PayPal, always kept away from their credit option , but knowing how good they were otherwise, thought I would participate, easy and clear to understand and it helps you stay in control. Reviewed on: 27th June 2026

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