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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181083)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Convenience

5
Good start. Ease of use for everyday transactions. Reviewed on: 14th July 2026

Easy to navigate, easy to use and easy to settle pay...

5
Easy to navigate, easy to use and easy to settle payments and keep track Reviewed on: 14th July 2026

100%... excellent customer service

5
I feel the service that PayPal has given me is 100% excellent in every way. please keep up the great service and always putting people first. Reviewed on: 14th July 2026

I use PayPal for the security and protection

5
I use PayPal for the security and protection they afford me. I know that if an item is not delivered, miss sold, damaged or broken I have someone to call on to rectify the issue. When needing to contact them I have always been treated with curtesy and politeness. Their agents always make me feel respected and someone who is a person and not a nuisance. Reviewed on: 14th July 2026

Very good and efficient and in control

5
Very good and efficient and in control Reviewed on: 14th July 2026

I've been using PayPal for a long time and always ha...

5
I've been using PayPal for a long time and always happy with the service Reviewed on: 14th July 2026

PayPal excellent service

5
When i first came across PayPal, I thought it was a great way for buying online and every penny I spent was protected. Then when I came across PayPal credit, I couldn't ask for a better service Reviewed on: 14th July 2026

What to tell everything good and easy

5
What to tell everything good and easy Reviewed on: 14th July 2026

Wouldn’t be without it.

5
It’s easy to pay, easy to keep track of and excellent customer service. I wouldn’t use anything else. Reviewed on: 14th July 2026

One of the main benefits is the ability to make purc...

5
One of the main benefits is the ability to make purchases and pay for them over time rather than paying the full amount upfront. The online account management is easy to use, allowing me to view transactions, check balances, and make payments quickly. Reviewed on: 14th July 2026

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