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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 79,358 reviews, last reviewed 21st Apr 2026
2633400% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Sending money to family should be charged Sending money to family should be charged Reviewed on: 21st April 2026
Tichiyani N's avatar
Tichiyani N

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
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GC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79359)

Brilliant way to easily spread the cost

5
Always easy to use for quick credit Reviewed on: 14th June 2022
Nicola McMillan 's avatar
Nicola McMillan

a great product to help build a credit rating

5
got it so i could buy a gpu only thing is amazon wont work with it Reviewed on: 14th June 2022
Chris Banks's avatar
Chris Banks

Great offer to use again and again

5
Great offer to use again and again, simple app to view purchases / manage balances and make payments Reviewed on: 14th June 2022
Chris Taylor's avatar
Chris Taylor

Paypal credit

5
I use this all the time, its fast, secure and easy to use, your notified for all transactions. Highly recommend this Reviewed on: 14th June 2022
xxsianjonesxx@hotmail.com's avatar
[email protected]

Always at your fingertips!

5
I am over the moon with PayPal credit. As most people do I use my phone for almost everything in life, whether it’s for all the socials and work related. If I need to order parts for vehicles I can do so straight away and reach for PayPal to pay for it without having to faff about looking for my cards etc. need something new for me, boom, PayPal makes it easy. It’s probably my biggest platform for payment. I would and I have recommended it in a heartbeat!! Reviewed on: 14th June 2022
Diesel-William Allen 's avatar
Diesel-William Allen

The Best Online Credit Company

5
PayPal credit provides an easy to use route through online shopping. Saves entering in pesky card details and always has a range of offers across a huge variety of major websites. By far setting the standard for other companies out there. Reviewed on: 14th June 2022
Aaron Freeman's avatar
Aaron Freeman

Paypal continues to make financial decision easier and less stressful.

5
Paypal has continued to be a striving example of a financial friend, there to help in the stressful time. Reviewed on: 14th June 2022
Kenny McCulloch's avatar
Kenny McCulloch

Reliable and happy

5
Very happy for getting aproved for the paypal credit. I have used it a few times and i am happy with my experience until now. Reviewed on: 14th June 2022
Alina Nicoleta Macarie's avatar
Alina Nicoleta Macarie

Fast service

5
0% interest, 21.9% APR. The best choice. Reviewed on: 14th June 2022
Mike T's avatar
Mike T

instant...

5
near instant response to payments etc Reviewed on: 14th June 2022
Andy Pegg's avatar
Andy Pegg

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