Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 103,950 reviews, last reviewed 11th May 2026
2450500% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never thought about PayPal credit card as an option I never thought about PayPal credit until I reached an online checkout and there was the option to apply. In minutes, I was accepted and paid using th... Read more Reviewed on: 11th May 2026
Lloyd G's avatar
Lloyd G

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103950)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is an amazing way to spend money, PayPal cred...

5
PayPal is an amazing way to spend money, PayPal credit is very easy to apply and very easy to use the website or app Reviewed on: 5th May 2026

My first go to cuz it’s all in one place and easy to...

5
My first go to cuz it’s all in one place and easy to use both spending and paying back. Reviewed on: 5th May 2026

Always feeling safe and confident to make my payment...

5
Always feeling safe and confident to make my payments for online purchases via PayPal Reviewed on: 5th May 2026

Amazing customer support when struggling but also ju...

5
Amazing customer support when struggling but also just in general. Flexible and good apr, easy to use and pay Reviewed on: 5th May 2026

Reassured using PayPal

5
I have had a few positive experiences with PayPal. From having a problem with an order and PayPal sorted it out for me without hesitation. Being offered PayPal credit and knowing I have that facility if I need it. I feel safe using PayPal and I have the reassurance there that I know if there is any problem PayPal with support me with the issue and get it dealt with speedily and professionally and supportive. Reviewed on: 5th May 2026

All positive

5
Had various experiences with paypal.All positive. All resolved. Always with third parties. Never had a problem from paypal. Reviewed on: 5th May 2026

Good for global transactions and banking

5
Good for global transactions and banking Reviewed on: 5th May 2026

Faultless Service

5
I have been with PayPal since almost its inception, it has been my flexible friend. Never been any issues, faultless service. Reviewed on: 5th May 2026

Easy to use & convenient

5
PayPal Credit is easy to use and makes online purchases very easy as there’s no need to enter card numbers etc. Reviewed on: 5th May 2026

Very Helpfull paying method sage and secure your pay...

5
Very Helpfull paying method sage and secure your payment Reviewed on: 5th May 2026