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PayPal: PayPal Credit reviews

4.90
Based on 102,256 reviews, last reviewed 8th May 2026
2373000% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

With PayPal I feel safe making purchases online. With PayPal I feel safe making purchases online. Their customer support is excellent and theirs services are easy to use Reviewed on: 8th May 2026
Charlie Baker's avatar
Charlie Baker

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102256)

Simple to use and get the most out of my money

5
Easy to use and good options to suit circumstances. Keeps me updated, and in control of my money and budget. Reviewed on: 4th May 2026

I love the flexibility of PayPal Credit.

5
I love the flexibility of PayPal Credit. And that I don't share my details using it. Reviewed on: 4th May 2026

PayPal experience

5
easy and simple to use, never any issues Reviewed on: 4th May 2026

Never had a problem with PayPal, felt a little let d...

5
Never had a problem with PayPal, felt a little let down by no receiving a refund on a purchase that was clear not as per sellers online description, but other than that all ok. Reviewed on: 4th May 2026

PayPal offers flexibility to pay off your credit amo...

5
PayPal offers flexibility to pay off your credit amount for no interest for 4 months, which I took advantage of! Reviewed on: 4th May 2026

Always the best way to pay!

5
Always the best way to pay! Feels secure and so easy. Reviewed on: 4th May 2026

There when I need you, keeps you informed when there...

5
There when I need you, keeps you informed when there's a payment to be made Reviewed on: 4th May 2026

PayPal is very convenient

5
PayPal is very convenient and provides so much help for those who want to spread the cost of purchases. PayPal is also very secure and reliable for peace of mind. PayPal also provided extra services such as points and rewards so you the savings are passed on to the users. Furthermore, PayPal's help centre is excellent, they always provide support and assistance if needed and always resolve outstanding queries. Reviewed on: 4th May 2026

A Reliable and Supportive Service Experience

5
My experience has been that of excellent customer service. Communication has been clear and consistent and have always felt well informed. PayPal has been transparent, easy to deal with and felt supported each time. Reviewed on: 4th May 2026

Used PayPal a few times it’s been excellent no bad e...

5
Used PayPal a few times it’s been excellent no bad experiences Reviewed on: 4th May 2026

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