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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,304 reviews, last reviewed 8th May 2026
2375050% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay pal make easy snd secure to make payments Pay pal make easy snd secure to make payments Reviewed on: 8th May 2026
Infaz 's avatar
Infaz

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102304)

Always feel safe using PayPal and simply the best cu...

5
Always feel safe using PayPal and simply the best customer service. Reviewed on: 4th May 2026
Kevin J's avatar
Kevin J

Good service , easy to buy and secure payment proces...

5
Good service , easy to buy and secure payment process when purchasing. Good for people who are struggling in this cost of living crisis . Reviewed on: 4th May 2026
Ciaran P's avatar
Ciaran P

Simple transactions no catches does what it says on...

5
Simple transactions no catches does what it says on the tin Reviewed on: 4th May 2026
Dale W's avatar
Dale W

PayPal, safest quick and easy way to shop!

5
PayPal make all purchases very quick and very easy, never had any issues with PayPal. Reviewed on: 4th May 2026
Donna H's avatar
Donna H

Great for but gifts

5
I think pay pal is great for paying online items mostly use it for that Reviewed on: 4th May 2026
Dave 's avatar
Dave

Payments are always processed quickly & reliably.

5
Payments are always processed quickly & reliably. When I did have a problem with counterfeit goods PayPal refunded me and dealt with the issue very efficiently. They took all my worry away. Virtual all of my online shopping payments are processed through PayPal, I trust them implicitly. Reviewed on: 4th May 2026
AdrianP's avatar
AdrianP

Service has always been very good.

5
Service has always been very good. Accuracy, clarity of statements ie Minimum payment, interest etc could be improved. Reviewed on: 4th May 2026
Lee S's avatar
Lee S

Payplan was very good.

4
Payplan was very good. Spreading the cost helps me buy the product with less burden in payments Reviewed on: 4th May 2026
Jenny V's avatar
Jenny V

Easy to use fair treatment great increase in credit...

5
Easy to use fair treatment great increase in credit when needed Reviewed on: 4th May 2026
Malcolm Hill's avatar
Malcolm Hill

My pal PayPal.

5
I love the ease of PayPal transactions, and the extra security it offers. I appreciate the various payment options: Credit, Pay in 3. I've not had much need to contact Customer Service, but when I have they have always been very polite, respectful, helpful, and always resolved issues quickly and efficiently. I don't honestly know why more people don't use it! Reviewed on: 4th May 2026
Rachel H's avatar
Rachel H

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