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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105593 reviews)

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4.90

Based on 105,593 reviews, last reviewed 13th May 2026

2526500% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Trustworthy and Convenient I trust PayPal. It is convenient and fast. It will s my 'go to' for payments. Reviewed on: 13th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105593)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I use PayPal lots I feel safe using it

I use PayPal lots I feel safe using it Reviewed on: 12th May 2026

Paypal is easy and secure

It offers pay in 3 with no interest. Perfect for higher value items. Reviewed on: 12th May 2026

Love having PayPal credit it’s easy to use and easy...

Love having PayPal credit it’s easy to use and easy to to understand. Comes in very handy handy for every day purchases and emergencies too. Would definitely recommend to all family and friends Reviewed on: 12th May 2026

When things go wrong

When things go wrong they sort it out Reviewed on: 12th May 2026

Paypal Credit is very easy to apply for it just take...

Paypal Credit is very easy to apply for it just takes seconds, and the interest reads a lower than others Reviewed on: 12th May 2026

Very convenient and fast and easy to use.

Very convenient and fast and easy to use. Reviewed on: 12th May 2026

Pay pal is easy to use no problem

Pay pal is easy to use no problem Reviewed on: 12th May 2026

Excellent experience, no problem applying quick resp...

Excellent experience, no problem applying quick response Reviewed on: 12th May 2026

Quick and easy experience using PayPal credit

Quick and easy experience using PayPal credit Reviewed on: 12th May 2026

Been using this service now for many years!

Been using this service now for many years and I get updates when needed via email. I've had a refund back through with no issues after returning an Item I was going to pay for monthly. Although I had the refund I still have to pay the agreed monthly amount as that was a contract. Reviewed on: 12th May 2026

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