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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146345 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146345)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Never had a problem

Never had a problem, do not use online sellers if no PayPal available Reviewed on: 27th June 2026

Not very knowledgeable about cash back offers

Not very knowledgeable about cash back offers Reviewed on: 27th June 2026

Most Trusted platform.

Most Trusted platform. I use it for Business and personal. Reviewed on: 27th June 2026

Secure Bank and Protected Accounts

Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурност .Аз съм клиент на банката от 5..6 години и планом през нея всички плащания в които търся сигурност и спокойствие. Reviewed on: 27th June 2026

Great offers and easy to use.

Great offers and easy to use. Simple and straightforward app that can be used in multiple stores. Reviewed on: 27th June 2026

Good reliable easy to understand

Good reliable easy to understand Reviewed on: 27th June 2026

PayPal is great!

PayPal credit is fine, regular credit. The "Pay in 3" is the game changer. No interest fees, no late charges.. brilliant. Reviewed on: 27th June 2026

Convenient and secure.

Convenient and secure. Shame can't use credit offline in uk Reviewed on: 27th June 2026

Excellent platform

Been using PayPal for years. Really easy to use. Credit with zero interest for 4 months is so helpful. Also really easy to speak to customer service if needed. Reviewed on: 27th June 2026

PayPal the way to go.

Quick and easy to use. When needed to speak to someone ,very polite and helpful. Reviewed on: 27th June 2026

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